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Updated: June 20, 2025
Underwriters will probably have to meet heavy claims of passengers for luggage, including jewelry. Pearls of one American woman insured in London were valued at $240,000. The Titanic and her valuable cargo can never be recovered, said the White Star Line officials.
She figured in the "overdue" list at Lloyd's; sharp-eyed underwriters did "specs" in her; woe-begone women began to haunt the Liverpool office for news of husbands and sons; the love-lorn Dickey wore Verity to a shadow of his former self by alternate pleadings and threats; but the Andromeda remained mute, and the fanciful letters from Iris became fewer and more fragmentary as David's imagination failed, and his excuses grew thinner.
Brayton was for a number of years president of the Cleveland Board of Underwriters, but resigned on leaving the city for New York, as already narrated. On coming to Cleveland Mr. Brayton united with the First Presbyterian church, and has continued his connection with that denomination in the various societies in the city until the present time, and has been a worthy and consistent member.
I says to meself that night in the Gulf, 'Well, old craft, yer goin' to turn yer old ribs into a coffin, at last, but I'll praise the bridge that carries me safe over, because I've an affection for the old thing after all, and can't part without saying God bless her, for it's an honest death to die in debt to the underwriters. I hope her old bones will rest in peace on terra-firma.
Heaven help any wind-jammer it may have struck, for if caught as completely unwarned as were we, with all sails set, she and all her crew are likely to be still slowly settling through the dense darksome depths of the twenty-five hundred fathoms the chart showed thereabouts, and weeping wives and anxious underwriters will long be scanning the news columns that report all sea goings and comings except arrivals in the port of sunken ships.
At the proper time he presented the requisite documents to his underwriters, and claimed the loss, amounting, on ship and cargo, to one hundred and twenty-five thousand dollars. On account of alleged improper conduct on the part of the captain, united with informality in the papers, the underwriters refused to pay the loss.
Still, they made a show of keeping up the brag, until one black day when every captain of the lot was formally ordered to immediately discharge his outsiders and take association pilots in their stead. And who was it that had the dashing presumption to do that? Alas, it came from a power behind the throne that was greater than the throne itself. It was the underwriters!
This piece of intelligence was confirmed beyond question by Garry O'Neil coming off in the company's tug that sheered alongside as we dropped anchor in the stream later on, midway between the Prince's landing-stage and the Birkenhead shore, the manager of our line being anxious to compliment the skipper on his successful rescue of the French ship, the percentage on whose valuable cargo for bringing her safely to port, and thus saving all loss to the underwriters, would more than repay any damage done for the detention of our vessel when engaged on the errand of mercy and justice that took her off her course.
The appearance of an English squadron in the estuary of the Shannon had decided the fate of the last fortress which had held out for King James; and a fleet of merchantmen from the Levant, valued at four millions sterling, had, through dangers which had caused many sleepless nights to the underwriters of Lombard Street, been convoyed safe into the Thames.
"These," he said, "are letters and dispatches from merchants here in Kingston, as well as Bristol, Liverpool, and London; underwriters; and the Admiralty at home, all drawing my attention to the fact that of late that is to say, during the last three or four months certain ships, both outward and homeward bound, have failed to arrive at their destinations.
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