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Updated: May 11, 2025
"What were you going to say?" "I guess I'd better not say it," responded the local underwriter with deliberation. "Go ahead," said his chief. "Well, then," the other answered, "I was going to say 'To hell with Gunterson!" Mr. Wintermuth leaned back in his chair, with his eyes fixed on his subordinate. "Cuyler," he said, "Mr.
But you do the best you can, and the ablest underwriter is the man who tells the closest. A really good underwriter should know the hazards of all the ordinary risks in the world, and be able to tell you offhand what is the danger point in a brewery, a playing-card factory, a paper mill, a public school, a shovel works, a Catholic church, a chemical laboratory every sort and kind of risk.
"Well, our Ninth National stock is sold," remarked that gentleman, casually. "Four ninety-two." "Good!" said the underwriter. "I think we're well out." "So do I," returned the other. "By the way, did you notice the market to-day?" "No." "Closed weak. Schuylkill and Susquehanna off two points and a half." "Too bad we didn't get out of that, too," said Smith. "I remember you said it was too high."
The owners say, "Go ahead, and don't bother yourself, she's insured." The captain has got his ship aground in shoal water where she can't sink, and no harm done. The friendly wreckers are close at hand to haul the cargo ashore. The underwriter of the insurance company has shut his eyes and opened his mouth to receive a plum, which, being a good large one, will not let him speak.
He was an underwriter in Lloyd's, but having a strong literary bent, latterly devoted himself to writing novels, many of which had great popularity. He was unusually modest and retiring in character. Poet, s. of a Quaker draper who in his later years lived at Amwell, a village in Herts, which the poet celebrates in his descriptive poem, Amwell. He wrote much other verse now forgotten.
If he had any doubts, however, no one else confessed to any. Mr. Wintermuth frankly gave to his young underwriter the proper share of credit for the results that had been brought about. All this was pleasant, but it was also earned. In these months of activity, activity unusual even for Smith, who was customarily a busy man, there had been for him only one personal diversion.
Notwithstanding this appearance of phlegm, he could not help feeling his disappointments in trade; and upon the failure of a certain underwriter, by which he lost five hundred pounds, declared his design of relinquishing business, and retiring to the country. In this resolution he was comforted and encouraged by his only sister, Mrs.
Ten thousand businesses pass before his eyes, and he must be alert to the local conditions affecting every one. There is no fixed environment for the underwriter." The girl interrupted him. "That may be true. But there is no work of original construction about it, is there? Can you compare the vitality of your business with that of the men who create their own ideas?
The Forty-barrel-bull schools are larger than the harem schools. Like a mob of young collegians, they are full of fight, fun, and wickedness, tumbling round the world at such a reckless, rollicking rate, that no prudent underwriter would insure them any more than he would a riotous lad at Yale or Harvard.
"Well, my present interest in the fire insurance business is all that its most ardent champion could wish." The underwriter turned back to her. "I'm awfully glad if I haven't bored you," he said. "I've been holding forth like a vendor at a county fair. But I didn't mean to do it." "You know you haven't bored me," she replied. "But I must be going now.
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