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Updated: June 17, 2025
He had accumulated wealth in India, and a third part of it now passed to his brother Sydney. Referring to these circumstances four years later, Sydney wrote: "This put me at my ease for my few remaining years. After buying into the Consols and the Reduced, I read Seneca On the Contempt of Wealth. What intolerable nonsense!
Ladies and gentlemen took heirlooms to the pawnbrokers', and swept their tills of the last coin. Not only was wild speculation, hitherto so universal and ardent, snuffed out like a candle, but investment ceased and commerce came to a stand-still. Bank stock, East India stock, and, some days, consols themselves, did not go down; they went out, were blotted from the book of business.
He would sigh sometimes as he read his newspaper by that domestic hearth, and his wife would wonder if he were troubled by any business cares whether he were disturbed by any abnormal commotion among those stocks or consols or other mysterious elements of the financial world in which all rich men seemed more or less concerned.
"Wait till I ask you, Janet," returned her uncle, gravely. "I have not the slightest desire to convince you. How did we get into this unprofitable current of talk? We will change it at once. How are consols, Harry?" "Oh, uncle!" said Kate, "we were longing for a story, and just as I thought you were coming to one, off you go to consols!" "I thought a ghost story at least was coming," said Janet.
Then events would at last be ripe for the oriental schemes which the Spanish Rising had postponed. He might well hope that England's strength was running out: near the close of 1810 the three per cent. consols sank to sixty-five, and the declared bankruptcies averaged 250 a month.
It would never do for you to be going into the market to try and transfer any of these mortgages, but I have clients in London who would, I think, take some of them over. Of course, I have taken good care that in no cases did the bank lend more than fifty per cent. of the full value of the lands, and the mortgages are all as safe as if they were on consols.
Behind the Lower Mall is a narrow passage, called Ashen Place; here is a row of neat brick cottages, erected in 1868. These were founded in 1865, and are known as William Smith's Almshouses. Besides the building, an endowment of £8,000 in Consols was left by the founder. There are ten inmates, who may be of either sex, and who receive 7s. a week each.
A city man wakes up to care and consols, and the thoughts of 'Change and the counting-house take possession of him as soon as sleep flies from under his nightcap; a lawyer rouses himself with the early morning to think of the case that will take him all his day to work upon, and the inevitable attorney to whom he has promised his papers ere night.
Men come and bask in the halo of consols and acres that beams round about him: the reverence is transferred with the estate; of which, with all its advantages, pleasures, respect, and good-will, he in turn becomes the life-tenant. How long do you wish or expect that your people will regret you? How much time does a man devote to grief before he begins to enjoy?
The number of works exhibited was 130. The Society's rooms were crowded to inconvenience; the exhibition was a great success. There was a sale of 6582 catalogues; the proceeds enabling the committee to defray all expenses, to purchase £100 consols, and to retain a small balance in hand.
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