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Updated: June 29, 2025


Outside it was broad bright day, a new beautiful day, and the breath of the morning blew sweetly over the world. The Church was full of a clear and early light, the young pale gold of the new Spring sun. None of the congregation had as yet arrived. Before I went into the sacristy to put on my vestments, I gave back into St. Stanislaus' hands the IOU of Slippy McGee. There was a glamour upon it.

I shall pay for all this wine myself. Here, wai-terre, pen and ink. Banking hours are over now; I have nothing but a fifty pound bill about me. However, you shall have my IOU. You see that I have made it out for one pound you'll just hand me the difference, six shillings. Your name, I think you said, was Rattlin Ralph Rattlin. A good name, a very good purser's name indeed.

'Why should New York know anything about it? 'Why should New York know anything about it! he repeated. 'My girl, when anyone borrows a million sovereigns the whole world knows about it. Do you reckon that I can go up to the Governors of the Bank of England and say, "Look here, lend Theodore Racksole a million for a few weeks, and he'll give you an IOU and a covering note on stocks"?

"She's rather jolly," he thought, watching the keys flashing between her fingers. "Here it is," she said, picking out the key of the portfolio. "Now, Mr. Creditor, trot out the IOU. What a silly thing money is really! How paltry it is, and yet how women love it! I am a Jewess, you know, to the marrow of my bones.

"Then," said the earl, "I shall be an apt pupil, for I shall give an IOU the first time I lose"

And from hence, they say, it comes that at this day, in the feast of Oschophoria, the herald is not crowned, but his staff, and all who are present at the libation cry out eleleu iou iou, the first of which confused sounds is commonly used by men in haste, or at a triumph, the other is proper to people in consternation or disorder of mind.

So, sir, you mean to deny that you drank two bottles of my port wine yesterday evening, and that you did not give me your IOU for the twenty shillings you borrowed of me? I'll trouble you, if you please, for the money," for I was getting angry, "as I am quite a stranger to the head swabwasher, and should not like to trouble the gentleman either for cash or slops, without a formal introduction."

"Nay, mother; I will promise, if you please," said the young fellow, kissing her. "And now, let us divide this Crompton spoil together." He pulled out his purse, and counted the contents. "There is Carew's three hundred, a few pounds I won at pool, and dull Jack's IOU for twenty worth, perhaps, five. Come, we two are partners in the game of life, you know, and must share alike."

I've gone cold and I've gone hungry, and men have knocked me about and I've knocked men about and I've lost the Durdlebury sense of social values. In the wilds if a man once gets the name, say, of Duck-Eyed Joe, it sticks to him, and he accepts it and answers to it, and signs 'Duck-Eyed Joe' on an IOU and honours the signature."

So he had gone and I was fourteen pounds to the bad, unless he redeemed his IOU. He had told the landlord to drive him into Peterboro'; and as I came down to breakfast the trap returned. Of course, neither of us ever expected to see him again, and when I looked at his IOU in the cold light of the day, it seemed a very flimsy guarantee for my money.

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