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Updated: June 2, 2025
When Allcraft, one morning at his usual hour, presented himself at the bank, his confidential clerk approached him with a very serious face, and placed a newspaper in his hand.
You have borrowed, as these accounts will show, thousands of pounds, and paid them back with promises and words. You engaged to produce your fair proportion of capital; you have given nothing. You made grand professions of adding strength and stability to the firm; you have been its stumblingblock and hinderance." "Mr Allcraft," said Bellamy coolly, "you are still a very young man."
Nothing could look more substantial than the Glasgow manufactory on paper. A prettier painting never charmed the eye of speculating amateur. Allcraft was caught. Ten thousand pounds, which had been sent out to bring the fifty thousand back, never were seen again. The manufacturer decamped the rickety house gave way, and failed.
But I must have you remember that a gentleman and a man of honour cannot brook an insult." "I ask your pardon, sir," added Allcraft, in a tone of bitterness "I meant no insult. Pray be seated. I have the honour to present you with a statement of our affairs. We have claims upon us, amounting to several thousand pounds, which must be met within a week.
Before he started he complimented Allcraft upon their success, trusted that they should now go smoothly on, promised to return at the very earliest moment, and gave directions on his route by which all letters of importance might safely reach him. And Allcraft, relieved for a brief season, indefatigable as ever, strained every nerve and muscle to sustain his credit and increase his gains.
Pray let us have no delay, Mr Allcraft. See what we want. Mr Brammel will go to London to-morrow. We must take time by the forelock. Let us meet these heavy payments, and then we can think, and breathe, and talk. Till then it is idle to wrangle, and to lose one's temper. Very well: then there's little more, I imagine, to be done at present."
From this period Allcraft entangled himself more and more in schemes for making money rapidly and by great strokes, and deeper he fell into the slough of difficulty and danger. His troubles were commencing when he heard of Mildred's serious illness, and the certainty of his speedy death.
In addition to the ten thousand pounds which he had abstracted during the absence of Mr Allcraft, he had not hesitated to draw large sums under the very nose of his too easy and unsuspecting partner. The manner of Mr Bellamy threw Michael off his guard.
"Taking it for granted, then which, positively, I an not inclined to do; for really, Mr Allcraft, it is against your interest not to help us in this emergency but, however, taking it, I say, for granted, that our friend here will not succour us it appears to me, that only one legitimate course is open to us. If we are refused at home, let us apply for aid as near our home as possible.
As may be guessed, the success of this scheme was equal to its wisdom. Augustus Theodore, too grateful for the facilities afforded him, showed no disposition to abridge his pleasures, or to hasten his return. In the regular and faithful discharge of his drafts, his vulgar soul rejoiced to detect a fear of offending, and an eagerness to conciliate, on the part of his partner, Michael Allcraft.
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