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Updated: June 11, 2025
With him that pleasant vacuity had soon been ended by an early marriage, and its unhappy consequences. Forced to become an underwriter at Lloyd's he had regained prosperity before his artistic talent had outcropped.
"Well," said Smith, "of course there are a thousand and one things in the nature of aids to the underwriter things whose proper action he doesn't directly control, although he has to keep a father's eye on them to see that they don't run amuck." "Such as what?" asked the girl.
"Well, I shall be afraid to have our furniture insured ever again after this," said the girl, with a laugh. "Insure it with the Guardian, and I myself will see that your family skeletons are kept safely out of sight in the closets where they belong." "That's very nice of you." "I'm afraid, though, that your insurance wouldn't be very interesting, as regards sensation," the underwriter went on.
"A fire underwriter, to be a real one," he went on, "should be a chemist, financier, mechanic, lawyer, engineer, and diplomat, and a dash of a clairvoyant, too. He should know everybody's business, including his own. Consider what he is expected to know: there is no class of industry which can dispense with insurance."
Meyer looked sorrowful, as he patted Myra on the head. Captain Barry beckoned to Rowland, who, slightly flushed, was standing by the still figure on the couch and watching the face of Mr. Meyer, on which annoyance, jubilation, and simulated shock could be seen in turn. "Wait," he said, as he turned to watch the doctor leave the room. "Is this so, Mr. Meyer," he added to the underwriter, "that Mr.
The modern 'underwriter, all the world over, is the direct descendant of the Elizabethan who wrote his name under the conditions of a given risk at sea. Joint-stock companies were in one sense old when Elizabethan men of business were young. But the Elizabethans developed them enormously. 'Going shares' was doubtless prehistoric. It certainly was ancient, medieval, and Elizabethan.
Of all towns in the world!" Mr. Cuyler was not a Bostonian. It was perfectly true; Mr. Wintermuth was not a strictly consistent underwriter, and perhaps some day he would adopt Mr. Cuyler's viewpoint. And then, the flood-gates open, the local secretary would come into his metropolitan own. Certainly, if the Guardian's line in Boston was safe, its liability in New York was small indeed.
'Mutinous, obstinate dog! cried the captain. 'What ails you then? Why have you a face like an underwriter in a tempest? 'If it plaize you, zur, the prisoner answered, 'Oi do but think o' m' ould mother at Wellington, and woonder who will kape her now that Oi'm gone! 'And what is that to me? shouted the brutal seaman.
It is here that we close the circle. Governments often act as reluctant lenders of last resort and provide generous safety nets in the event of a bank collapse. Ultimately, the state is the mother of all insurers, the master policy, the supreme underwriter.
It is his function to persuade with winged words his adversary, the company's local underwriter or "counterman," that the stock of cheap millinery belonging to the Slavonic gentlemen with the unfortunate record of two fires of unknown origin and two opportune failures is even more desirable at the rate than the large line on the substantial office building which he half exhibits, holding suggestively back.
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