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Updated: May 21, 2025
This is atween oorsels, as man to man, and is said withoot prejudice, but he do go on when he is in they fits aboot the firm, and aboot insurances, and rotten ships, and ither such things, which is all vera well when sequestrated amang gentlemen like oorsels, but sounds awfu' bad when it fa's on the ignorant tympanums of common seamen."
It was enough for them that the brig was safe and exceedingly fast, insurances never saving the lives of the people, whatever else might be their advantages. With Mulford it was an additional recommendation, that the Swash was usually thought to be of uncommonly just proportions. By half-past two, P. M., everything was ready for getting the brigantine under way.
I was bound up in an inextricable toil of bills and debts, of mortgages and insurances, and all the horrible evils attendant upon them. Lawyers upon lawyers posted down from London; composition after composition was made, and Lady Lyndon's income hampered almost irretrievably to satisfy these cormorants.
Then there's that little property on Sheepfield Common say seven-fifty, eh? well, say seven hundred, if you like to leave a margin; and then there are the insurances three thou' in the Alliance, fifteen hundred in the Phoenix, five hundred in the Suffolk Friendly; the total of which, my dear boy, is eighteen thousand five hundred pounds; and a very nice thing for you to drop into, just as affairs were looking about as black as they could look."
On similar principles, all Contracts made with the Enemy during War are utterly void. This applies to Insurances on the enemy's property and trade; to the drawing and negociation of Bills of Exchange, whether the subject of this country or of the alien enemy be the acceptor; to the sending of Money or Bills to the enemy's country; to Commercial Partnerships.
Riccabocca could not pursue the subject of life insurances further. But the idea which had never occurred to the foreigner before, though so familiar with us English people when only possessed of a life income pleased him greatly. I will do him the justice to say that he preferred it to the thought of actually appropriating to himself and to his child a portion of Miss Hazeldean's dower.
Everything which makes it more easy to live; every sanitary reform, prevention of pestilence, medical discovery, amelioration of climate, drainage of soil, improvement in dwelling-houses, workhouses, gaols; every reformatory school, every hospital, every cure of drunkenness, every influence, in short, which has so I am told increased the average length of life in these islands, by nearly one-third, since the first establishment of life insurances, one hundred and fifty years ago; every influence of this kind, I say, saves persons alive who would otherwise have died; and the great majority of these will be, even in surgical and zymotic cases, those of least resisting power, who are thus preserved to produce in time a still less powerful progeny.
For Mr Gazebee, when the reckoning came, showed him that a larger income at the present moment was not possible for him. The countess had for a long time refused to let Lady Alexandrina go with her on so small a pittance as four hundred and fifty; and then were there not the insurances to be maintained?
It is Insurances upon voyages generally prohibited by law, such as to an enemy's garrison, or upon a voyage directly contrary to an express act of parliament, or to royal proclamation in time of War, that are absolutely void and null; therefore, on neutral vessels, or the vessels of British subjects possessing neutral rights and sailing from neutral ports to enemies ports are not void.
His life insurances had been fully paid up; he had not a debt which a £5 note could not easily have covered. "On the fatal night he certainly did remember asking the watchman not to bolt the door to his office, as he thought he might have one or two letters to write when he came home, but later on he had forgotten all about this.
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