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Updated: May 21, 2025
He was to open a new vein of Insurances. Workmen had hitherto acted with great folly and imprudence in this respect, and he was to cure them, by precept as well as example. Henry assented, to gratify a person whose good-will he might require, and to get rid of a bore.
Besides, the family is to be enriched by the insurances on his life, and is thereby to be allied with royal blood; but the money will be lost if the suicide be detected. Randolph therefore returns and blossoms into a popular candidate.
In transmarine transactions more especially and such as were otherwise attended with considerable risk, the system of partnership was so extensively adopted, that it practically took the place of insurances, which were unknown to antiquity.
In fact, the offices are constantly taking insurances where the interest is upon a contingency which may very shortly be determined, and if the parties choose to continue the policy, bona fide, after the interest ceases, they never meet with any difficulty in recovering.
The vicar knew him he never pressed any man. Then there would be insurances in proportion; and interest, as we see, was not trifling. And altogether, I am afraid, our friend the vicar was being extricated in a rather embarrassing fashion.
Insurances are good on Neutral Vessels engaged in the Colonial Trade of the Enemy, and which was closed to the Neutral in time of peace, It must be observed, that if a voyage is illegal, and voids the policy for that voyage, it does not follow that it voids the voyage in the opposite direction, and even the goods purchased by the proceeds of a former illegal voyage, may be the subject of Insurance.
His business consists chiefly in negotiating exchanges; or in buying and selling stocks, goods, ships, or cargoes; or in procuring insurances and settling losses; and as he confines himself to one or the other of these branches, he is called an exchange broker, stock broker, insurance broker, &c. A broker differs from a factor. He has not the custody of the goods of his principal.
"Aye, aye, steward," cried Stubb, "we'll teach you to drug it harpooneer; none of your apothecary's medicine here; you want to poison us, do ye? You have got out insurances on our lives and want to give way with their oars, and pocket the proceeds, do ye?"
John, steal into the confidence of Helen, and render the insurances on the life of the latter less open to suspicion than if effected immediately on her entrance into that shamble-house, and before she could be supposed to form that affection for her aunt which made probable so tender a forethought.
The insurances at Lloyd's had risen to a figure which made the price of the food prohibitive to the mass of the people by the time it had reached the market. The loaf, which, under ordinary circumstances stood at fivepence, was already at one and twopence. Beef was three shillings and fourpence a pound, and mutton two shillings and ninepence. Everything else was in proportion.
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