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Updated: May 21, 2025
The Carthaginian merchants did not carry for hire, but dealt in their commodities. This implied an extensive system of depôts and bonding. They had anticipated many of the devices of modern commerce. They effected insurances, made loans on bottomry, and it has been supposed that their leathern money may have been of the nature of our bank notes.
The firm was of excellent repute and had paid hundreds of insurances, without a loss to the underwriters. The Proserpine had foundered at sea; several lives had been lost, and of the survivors one had since died, owing to the hardships he had endured. All this betokened a genuine calamity. Nevertheless, one ray of suspicion rested on the case at first.
Similarly, with respect to Insurances on neutral vessels carrying contraband goods, for it is not the voyage, but the cargo, that is illegal in that case.
There was a long list of free lances, where the only seal of approval was an ability to get the business. Automobile liability, personal accident, marine, life underwriters representing such insurances shared commissions with any and all who had a reasonable claim to prospective success.
The lustre of his talents, and his ascendancy in the Court of King's Bench, were calculated to continue the delusion. During his time, the question as to the legality of such insurances was never mooted; for he frowned on every attempt to set up such a defence, as dishonest and against good faith.
Thus, insurances may fall in, for, after one or two premiums have been paid, many offices take the risk of suicide. Or they may know that when they are gone, wealthy relatives will take care of their children, who will thus be happier and better off than these are while they, the fathers, live.
Also all Insurances by or on behalf of alien enemies are wholly illegal and void, although effected before the breaking out of hostilities; but if both the policy had been effected and the loss accrued before the war, the remedy is only suspended during the war.
The inquest acquitted me, and the world will be charitable to the mother of him who has wealth and rank and that vigorous genius which, if proved in obscurity, shall command opinion in renown." "You are now, then, disposed at once to proceed to action. For Helen all is prepared, the insurances are settled, the trust for which I hold them on your behalf is signed and completed. But for Percival St.
'I can tell you, said Tigg in his ear, 'how many of 'em will buy annuities, effect insurances, bring us their money in a hundred shapes and ways, force it upon us, trust us as if we were the Mint; yet know no more about us than you do of that crossing-sweeper at the corner. Not so much. Ha, ha! Jonas gradually broke into a smile.
Insurances will become legal on cargoes that by these Orders may be imported. At the Court of Windsor, the 15th day of April, 1854, present the Queen's Most Excellent Majesty in Council. Whereas Her Majesty was graciously pleased, on the 28th day of March last, to issue her Royal declaration on the following terms
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