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Updated: May 21, 2025
I think there ought to be a very definite and elaborate treaty of partnership drawn up by an impartial private tribunal for every couple that marries, providing for most of the eventualities of life, taking cognizance of the earning power, the property and prospects of either party, insisting upon due insurances, ensuring private incomes for each partner, securing the welfare of the children, and laying down equitable conditions in the event of a divorce or separation.
They conclude, sir, with sufficient justness, that very few merchants would hazard their fortunes in long voyages or distant commerce, or expose themselves to the dangers of war, without the security which insurances afford them; and having persuaded themselves that such security is to be obtained from no other nation, they imagine that we might, by prohibiting it, confine all the foreign vessels in their ports, and destroy, by one resolution, the trade of both our rivals and our enemies.
I've known ships leave the docks with their propellers half sawn through all round. Lor', there's no end o' the tricks o' the trade." "I cannot believe, however," said Tom stoutly, "that Mr. Girdlestone connives at such things." "He's on the waitin' lay," the seaman answered. "He doesn't send 'em down, but he just hangs on, and keeps his insurances up, and trusts in Providence.
The Catholic Church has thus been obliged, for purely fiscal reasons, to discourage secular education, particularly of a scientific kind, and to keep the people, so far as possible, in the mental and moral condition most favourable to such transactions as the purchase of indulgences and the payment of various insurances against hell and purgatory.
And if I ask myself what will be the ultimate and final fruit of all our social reforms, garden cities, model employers, insurances, exchanges, arbitration courts, and so on, then, I say, quite seriously, "I think it will be labour under the lash." The Sultan and the Sack Let us arrange in some order a number of converging considerations that all point in this direction.
Things were to be so settled that he could not even spend the proceeds of his own money, or of hers. They were to go, under the fostering hands of Mortimer Gazebee, in paying insurances. If he would only die the day after his marriage, there would really be a very nice sum of money for Alexandrina, almost worthy of the acceptance of an earl's daughter.
It is the same principle as with life insurances: those who live long pay for those who die young. If we assume, for instance, that four girls out of five marry, which seems a fair proportion, the fifth girl receives five times her own premium.
Thirdly, if it has been a trading voyage, perhaps the adventurer has paid three or four such premiums, which sometimes make the insurer clear more by a voyage than the merchant. I myself have paid 100 pounds insurances in those small premiums on a voyage I have not gotten 50 pounds by; and I suppose I am not the first that has done so either. Common fame gives the project to Dr.
"Suetonius conjectures," Mr Montefiore writes on the first page of the book, "that the Emperor Claudius was the original projector of insurances on ships and merchandise."
John, steal into the confidence of Helen, and render the insurances on the life of the latter less open to suspicion than if effected immediately on her entrance into that shamble-house, and before she could be supposed to form that affection for her aunt which made probable so tender a forethought.
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