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"Landlord," said I, "tell him to stash his tomahawk there, or pipe, or whatever you call it; tell him to stop smoking, in short, and I will turn in with him. But I don't fancy having a man smoking in bed with me. It's dangerous. Besides, I ain't insured."
These had served him well in India, and insured his fortune; while early adversity and bitter losses had tempered the arrogance of his race. After the loss of his wife and child, and the breach with all his relatives, he had led a life of peril and hard labor, varied with few pleasures.
Another important principle, which has involved much discussion, is, that "the party insuring upon a life must have an interest in the life insured." Great latitude has been given in the construction of the law as to this point; the declaration of a real, subsisting interest being all that is required by the underwriters.
To be fond of lawsuits seems a characteristic of an isolated people in new conditions. The early settlers of New England were. Notwithstanding the elevation of Boone, which insured a pure air, the thermometer that afternoon stood at from 85 to 89 deg. The flies enjoyed it. How they swarmed in this tavern!
The residue on the sale insured me a modest independence apart from the profits of a profession; and as I had not been legally bound to defray my father's debts, so I obtained that character for disinterestedness and integrity which always in England tends to propitiate the public to the successes achieved by industry or talent.
Supposing you wished to insure one thousand pounds on a vessel or cargo, and ten per cent was required, you would, if the vessel came home safe, pay the underwriters one hundred pounds; if, on the contrary, the vessel was lost, the underwriters would have to pay you one thousand pounds, the sum which you had insured. I beg your pardon for the interruption, Ready."
Nevertheless, she had her own way of doing the honour of her uncle's house, which was not without courtesy and grace; to glide from one to the other, exchange a few friendly words, see that each set had its well-known amusements, and, finally, sit quietly down to converse with some who, from gravity or age, appeared most to neglect or be neglected by the rest, was her ordinary, and not unpopular mode of welcoming the guests at Laughton, not unpopular; for she thus avoided all interference with the flirtations and conquests of humbler damsels, whom her station and her endowments might otherwise have crossed or humbled, while she insured the good word of the old, to whom the young are seldom so attentive.
With the world organized into families of such republics, the advent of the millennium could be predicted, and the advancement of the race to the point of perfection would be insured. From a careful review of her historical studies, Fern Fenwick came to the conclusion that the competitive system was responsible for a majority of the evils which had so retarded the world's progress.
Unless, indeed, anything should happen to the other one. She is amiable enough; but if anything should happen to her and I hear she is ill well, if it should, I should be free and my fame, my happiness, would be insured." These were the last words that Fitzpiers uttered in his seat in front of the timber-merchant.
This reflection set him to admiring, for the hundredth time, the shrewd ingenuities by which he had insured himself against detection more, against even suspicion. "Nearly always in cases like this there is some little detail or other overlooked, some wee little track or trace left behind, and detection follows; but here there's not even the faintest suggestion of a trace left.
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