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"Monsieur," said a wise political economist, the director-cashier-manager and secretary-general of a celebrated fire-insurance company, "out of every five hundred thousand francs of policies to be renewed in the provinces, not more than fifty thousand are paid up voluntarily.

Other escape there was none, save a cornice ledge extending halfway to his window; but it was too narrow to afford foothold. Then an extraordinary scene was enacted in the sight of thousands. In the other building were a number of fire-insurance patrolmen, covering goods to protect them against water damage.

Thus we came to the tall barred gate of San Gaudenzio, on which was the usual little fire-insurance tablet, and then the advertisements for beer, 'Birra, Verona', which is becoming a more and more popular drink. Through the gate, inside the high wall, is the little Garden of Eden, a property of three or four acres fairly level upon a headland over the lake.

Jean Jacques had done a good fire-insurance business over a course of years, but somehow he had not insured himself as heavily as he ought to have done; and in any case the fire-policy for the mill was not in his own hands. It was in the safe-keeping of M. Mornay at Montreal, who had warned M. Fille of the crisis in the money-master's affairs on the very day that the crisis came.

To be sure, bread-and-butter goodness is an easier matter than risking hot shot beyond the Safety Line; and perhaps, a sentimental Deity may be persuaded to allow us a little jam on our bread and butter if we sit tight on the safe side with a fire-insurance policy in the shape of a creed!

"And thus," comments Caudle, "according to my wife, she dear soul! couldn't have a satin gown the girls couldn't have new bonnets the water-rate must stand over Jack must get his death through a broken window our fire-insurance couldn't be paid, so that we should all fall victims to the devouring element we couldn't go to Margate, and Caroline would go to an early grave the dog would come home and bite us all mad the shutter would go banging for ever the soot would always fall the mice never let us have a wink of sleep thieves be always breaking in the house our dear Mary Anne be for ever left an unprotected maid, and with other evils falling upon us, all, all because I would go on lending five pounds!"

"Monsieur," said a wise political economist, the director-cashier-manager and secretary-general of a celebrated fire-insurance company, "out of every five hundred thousand francs of policies to be renewed in the provinces, not more than fifty thousand are paid up voluntarily.

Batterson perpetuating their memory with his stately monuments, and our fire-insurance comrades taking care of their hereafter.

The Senior Surgeon's mind was full of the horrid thought that he'd forgotten to renew his automobile fire-insurance, and that he had a sprained back, and that his rival colleague had told him he didn't know how to run an auto anyway and that the cook had given notice that morning, and that he had a sprained back, and that the moths had gnawed the knees out of his new dress suit, and that the Superintendent of Nurses had had the audacity to send him a bunch of pink roses for his birthday, and that the boiler in the kitchen leaked, and that he had to go to Philadelphia the next day to read a paper on "Surgical Methods at the Battle of Waterloo," and he hadn't even begun the paper yet, and that he had a sprained back, and that the wall-paper on his library hung in shreds and tatters waiting for him to decide between a French fresco effect and an early English paneling, and that his little daughter was growing up in wanton ugliness under the care of coarse, indifferent hirelings, and that the laundry robbed him weekly of at least five socks, and that it would cost him fully seven thousand dollars to replace this car, and that he had a sprained back!

It was little to the advantage of the Grindstone that it shared its entrance-way with a steamship company and a fire-insurance concern, and was roofed over by a dubious herd of lightweight loan brokers, and undermined by boot-blacking parlours, and barnacled with peanut and banana stands. Such a situation called loudly for betterment.