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Updated: June 23, 2025
Tom carried on a nominal fire-insurance business, but as a matter of fact the tiny two-roomed frame structure that bore his painted sign was nothing more or less than a loafing place for him and his rheumatic friends, and a place in which the owner could spend the heat of the day in a position of comfort to his stiff leg that is to say, asleep in a high-backed office chair, his feet propped upon his desk.
MacDonald, the sheep rancher, who went out of his way to enforce the fair deal and the square deal, when he could very much more easily have remained safely at home, a fire-insurance, bread-and-butter, safety-guarantee Christian of the quiescent kind, MacDonald by all the tricks of the-be-good-and-you-will-prosper doctrines, ought not to have been shot down as he stood guard at the head of the mine shaft.
We might though, and do a good many more things too, if people didn't throw away their five pounds. "Next Tuesday the fire-insurance is due. I should like to know how it's to be paid? Why, it can't be paid at all! That five pounds would have more than done it and now, insurance is out of the question. And there never were so many fires as there are now.
I read over the fire-insurance policies which we had taken out with our genial friends, Doller, Jeems, and Teddy, and I found out that the companies represented by those gentlemen were not responsible for losses upon unoccupied premises, or for losses resulting from incendiarism.
Therefore, while he was waiting for his final confirmation from fire-insurance circles he took a flyer at these more liberal forms. There seemed no end to this miscellaneous business which, he came to the conclusion, could be had almost for the asking. And all the time he had fancied that the field was overworked! He mentioned this one day to a seasoned veteran in the brokerage world.
In its efforts to aid the peasantry it has helped to improve the native breeds of horses and cattle, and it has created a system of obligatory fire-insurance, together with means for preventing and extinguishing fires in the villages a most important matter in a country where the peasants live in wooden houses and big fires are fearfully frequent.
Batterson perpetuating their memory with his stately monuments, and our fire-insurance comrades taking care of their hereafter.
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