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Updated: June 10, 2025
Excessive rates for call money in New York attract money from the interior banks into the speculative field; this depletes the fund that would otherwise be available for commercial uses, and commercial borrowers are forced to pay abnormal rates; so that each fall a tax, in the shape of increased interest charges, is placed on the whole commerce of the country.
And if he was the freest and most debonair of borrowers at least he repaid when unusually prosperous; and he prided himself upon never having borrowed from a woman. Once when Isabel, who could not help liking him, had offered to pay his debts, he had promptly ascended from the depths of depression in which she had discovered him before his easel, and replied, gayly: "Not yet!
Also Lisbeth had immediately guessed that her mother had given her no money. Adeline's delicacy had brought her so low as to use the fallacious excuses that necessity suggests to borrowers. Hortense's absence of mind, with her brother's and the Baroness' deep dejection, made the dinner a melancholy meal, especially with the added chill of the Marshal's utter deafness.
Who were the culprits was known in the course of the day, with the result that, acting on the suggestion already alluded to, the doctor had gone down to the mouth of the river to wait the coming of the borrowers of the boat. Helen had exacted no promises from Dexter.
The biggest borrowers of money, in most countries, are the Governments, and so international finance is largely concerned with lending by the citizens of one country to the Governments of others, for the purpose of developing their wealth, building railways and harbours or otherwise increasing their power to produce. Money thus saved and lent is capital.
Do not deceive yourself; when you are gone, he will be as lonely as before. Come, confess, in your heart that pleases you; you would not have it otherwise. We are all lenders and borrowers until we die; it is only the dead who give." When Juliet was tired of playing, she put her dolls to bed, and settled herself in Mr. Jeminy's lap.
Most of the money-lenders are Armenians; Turks won't engage in that business themselves on religious grounds, but they're ready borrowers, and the Armenian money-lenders, who are in a very small minority, of course, are grasping and give a bad name to the whole nation. Then, Armenians have been boasting openly that one of these days the old Armenian kingdom will be reestablished.
Bankers enter the picture, providing capital and collecting interest on their loans. Where credit is abundant and relatively cheap, borrowers spend beyond their incomes, hoping to pay later when the loan falls due. Borrowing and over-spending are among human frailties. They are also forms of risk-taking or gambling.
Shift the line of division a little, so that instead of separating borrowers and lenders, it separates those who pay their debts from those who do not pay them, and then Dickens the elder may succeed to something of Bigod's kingship. He was of the great race of debtors, possessing especially that ideal quality of mind on which Lamb laid such stress. Imagination played the very mischief with him.
Betty had waited in rapt silence till he finished, and had then shouted eagerly for more. Just as the beginner at golf may effect a drive surpassing that of the expert, so may a child unconsciously eclipse the practised courtier. There was no soft side to Mrs. Oakley's character, as thousands of suave would-be borrowers had discovered in their time, but there was a soft spot.
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