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Updated: June 10, 2025
The hypothymic are those whose stock of courage and hope is easily exhausted, who become easily discouraged. They are borrowers of energy and vigor, they need sturdier folk around them; often they are said to be sensitive, and while this is sometimes true, it is more often the case that they are more affected.
"Can't you give me any security any collateral?" "No more than I took from you when I saved you as you were going down with the rest in the Dumont smash. My word that's all. I borrow on the same terms you've given me before, the same you're giving four of your heaviest borrowers right now." He winced as I thus reminded him how minute my knowledge was of the workings of his bank.
But before marriage, or immediately after, the man who begins to ask a woman for the use of her purse, should be distrusted by her. He could not broach such a subject unless he lacked a certain refined strength which makes a manly man a woman's protector by nature. Even where no sentiment exists between a man and a woman, the really strong men of the world never become borrowers from women.
Yet it cannot be pretended that the labour of the two borrowers differs in this proportion. The rule, therefore, that equal quantities of labour of equal hardness and skill are equally remunerated, does not hold of this kind of labour. The wages of any other labour are here an inapplicable criterion.
It was a peculiar difficulty of his nature which led him to insist, on the occasions of the London and provincial exhibitions of his pictures, that the borrowers were to make all arrangements with his frame-maker, that he should not be called upon to act in any way, and that no personal reference should be introduced.
The circumstances which determine this, are, on the one hand, the degree in which a taste for business, or an aversion to it, happens to be prevalent among the classes possessed of property; and on the other hand, the amount of the annual accumulation from the earnings of labour. Upon these circumstances, then, the rate of interest depends, the amount of borrowers being given.
Pirates, pilchers, and borrowers, make a shew of their purchases and buildings, but not of that which they have taken from others: you see not the secret fees or bribes Lawyers take of their Clients, but you shall manifestly discover the alliances they make, the honours they get for their children, and the goodly houses they build.
There would need to be no obligation to take out such insurance unless the borrowers preferred. The banks might, however, force them to do so in many cases or pay off loans." At about this time many letters and suggestions were received centering round the main idea that the market be opened exclusively for such stocks as were not much held in Europe.
It was in such a thin senate, we may be sure, that the virtuous Brutus was dispensed from the law which forbade lending to foreign borrowers in Rome, and thus was enabled to lend to the miserable Salaminians of Cyprus at 48 per cent, and to recover his money under the bond.
It was Jim who took command of his house, "bossed" his two female servants, arranged his railway tours, superintended his kitchen with a view to his own individual tastes; valeted him, kept his cigars within a certain prescribed limit by a firm actuarial principle which transferred any surplus to his own use; gave him good advice, weighed up his friends and his enemies with shrewd sense; and protected him from bores and cranks, borrowers and "dead-beats."
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