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Updated: May 10, 2025
As for the floor, it still showed the gullies and grooves, with here and there a sturdy knot sticking up like a nut on a boiler, marking the track of countless impatient depositors and countless anxious borrowers, it may be, who had lock-stepped one behind the other for fifty years or more, in their journey from the outer door to the windows where the Peters of the old days, and the Peter of the present, presided over the funds entrusted to their care.
The oppression of usury is upon all the poor though they are not borrowers. They are the ultimate sufferers though the loan may be made by one rich man to another to enable him to engage in some business for profit. Usury is so bound up with injustice that its practice cannot fail to result in increasing the hard conditions of all the poor.
This granted, what advantage is there in institutions of credit? It is, that they facilitate, between borrowers and lenders, the means of finding and treating with each other; but it is not in their power to cause an instantaneous increase of the things to be borrowed and lent.
We recognize a short-loan market, a stock exchange, a number of "markets" where lenders and borrowers are brought together by the aid of various intermediaries, such as banks, bill brokers, and stock jobbers, who correspond to dealers in commodities.
One was an astute banker with a mouth delinquent borrowers hated to see, one was a woman who was known to be wise and one was a dinky little man with red whiskers. "The question before the house," said Jim Blaisdell, "is, are we justified in playing politics to bolster up a young man we're afraid can't stand on his merits? I don't fancy pulling wires in church matters, that is."
Your plan has worked admirably, and the drift is slowly from the coupon to the registered form, and so to an increase of the payment of interest by checks. The plan has been adopted by corporations that are borrowers of large sums of money upon an issue of bonds, and the use of the system is very general in the United States.
He stood lost in admiration before the great borrowers of the world, Alcibiades, Falstaff, Steele, and Sheridan; an incomparable quartette, to which might be added the shining names of William Godwin and Leigh Hunt. All the characteristic qualities of the class were united, indeed, in Leigh Hunt, as in no other single representative.
He had been celebrating, in company with his two faithful borrowers, Chebe and Delobelle, his first moment of leisure, the end of that almost endless period of seclusion during which he had been superintending the manufacture of his press, with all the searchings, the joys, and the disappointments of the inventor. It had been long, very long. At the last moment he had discovered a defect.
This interest is carried to the Eastern States, or to Europe, annually, and its payment is a burden on the people of the West, and a drain of their currency, which no country can bear without inconvenience and distress. The true character and the whole value of this argument are manifest by the mere statement of it. The people of the West are, from their situation, necessarily large borrowers.
As he entered, he threw Uncle Tom's Cabin on the table, exclaiming: 'There; I've done it! But if Hattie Stowe ever writes anything more like that I'll well! She has nearly killed me. "And he never picked up the book from that day." Any one who knew Henry Ward Beecher at all knew of his love of books. He was, however, most prodigal in lending his books and he always forgot the borrowers.
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