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Updated: June 19, 2025
After stating the usurer's protestations of having no money, to the victim, who seeks a loan without interest, he says: "Then the suppliant mentions interest and utters the word security. All is changed. The frown is relaxed; with a genial smile he recounts old family connections. Now it is 'My friend, I will see if I have any money by me.
But the distinction between the banker and the usurer is a purely nominal one. But the banker lends for a short time only, while the usurer's loan may be for one, two, three, or more years. Now, a difference in the duration of the loan, or the form of the act, does not alter the nature of the transaction.
Then the usurer's eyes hardened. "Of course I can't expect you to forget that I threatened to blacken your name in banking circles. But in our new understanding I guess we can afford to call it a stand-off." "If I were staying here simply to wheedle you into passing me on with a high testimonial, I'd be playing a selfish game, and that isn't my attitude, sir. I was anxious to get this job.
There is a kind of academic clarity of definition which does not see the proportions of things for which everything falls within a definition, and nothing ever breaks beyond it. If I vote for confiscating some usurer's millions I am doing, they say, precisely what I should be doing if I took pennies out of a blind man's hat.
They are both denials of the principle of private property, and are equally right and equally wrong, according to our view of that principle. I should find a great many distinctions to draw in such a matter. First, I should say that taking a usurer's money by proper authority is not robbery, but recovery of stolen goods.
In service we always surrender something of ourselves or of our own, and each knows the sacrifice or effort he has made; he cannot know the value of this to the other, and he need not know. Full compensation is due from the party served but no compensation is due when no service is given nor property surrendered. The usurer's whole claim is for the service of his property.
This is the usurer's reason, and were it not for this time would lose its importance as an element; it is certain that long time loans would not be so attractive. "The reward of abstinence" is a reward for refraining from consuming one's own wealth. "You can not have your cake and eat it. If you do not eat it, you have your cake, but not a cake and a half.
It was wanted for the rich usurer's wife, Rosia: and she wished Belasez to come to her with specimens of various patterns, so that she might select the one she preferred. A walk through the city was an agreeable and unusual break in the monotony of existence; and Rosia's house was quite at the other end of the Jews' quarter. Belasez prepared to go out with much alacrity.
The envied minister, the joyless man; the oracle on the economies of an empire, the prodigal in a usurer's hands; the august, high-crested gentleman, to whom princes would refer for the casuistry of honour, the culprit trembling lest the friend he best loved on earth should detect his lie! Wrap thyself in the decent veil that the Arts or the Graces weave for thee, O Human Nature!
There was enough acerbity and sarcasm not only in the matter of Ralph's speech, but in the tone of voice in which he uttered it, and the looks with which he eked it out, to have fired even the ancient usurer's cold blood and flushed even his withered cheek.
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