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Updated: July 24, 2025
All that I meet with, which masters have to say to this, is contained in two heads, and these, in my opinion, amount to very little. I. That they have security for their servants' honesty, which in former times they had not. II. That they receive greater premiums, or present-money, now with their apprentices, than they did formerly.
The two months following were rough and uneven. He had to borrow continually from Brauer, meet Hilmer with a bland smile, suffer the covert sarcasms of his wife. Some money came in, but it barely kept things moving. His broker friend had been right the payment of any premiums but fire premiums dragged on "till the cows came home."
Storrs were always bidders for the highest priced pews, paying premiums varying from $3000 to $5000 each. While present days are not so strenuous as those early years, and modern conditions scarcely develop individual influence in church life of as great intensity as the times of conflict, Plymouth to-day has a large and influential company of men identified with its life.
The church was an insurance corporation, of a sort, to which he paid his dues, as he paid the premiums on his policies in other less pretentious companies. As a matter of additional security which cost nothing in the way of additional premiums he never failed to say grace at the table.
Rivalry between factories, regions, guilds, workshops, and individual workers should become the subject of careful organization and of close study on the side of the Trade Unions and the economic organs. The system of premiums which is to be introduced should become one of the most powerful means of exciting rivalry.
To such staples the first views of the planters ought to have been chiefly directed, and, for their encouragement in raising them, premiums from the Proprietors might have been attended with the most beneficial effects. Indians complain of injustice. Before this time the Carolineans had found out the policy of setting one tribe of Indians against another, on purpose to save themselves.
For should he become unable, either by age, disease, or loss of property, to continue the payment of his premiums, his policy must lapse, because there is no accumulation of profits to his credit on which it can be continued. In other forms of life policies, called "Non-forfeitable," premiums are made payable in "one," "five," or "ten" annual payments.
Bounties are sometimes called premiums, as drawbacks are sometimes called bounties. But we must, in all cases, attend to the nature of the thing, without paying any regard to the word. Digression concerning the Corn Trade and Corn Laws.
In 1878 a track was laid out at Maison Lafitte, near Paris, for the trial of trotting-horses, and the government, in the hope that animals trained to this gait would be sent to Paris from other countries during the great Exhibition if sufficient inducement were offered, awarded a sum of sixty-two thousand francs to be given in premiums. Six races took place on the principal day of the trials.
The people who had yielded up their consent so smilingly to Fred for personal accident policies, or automobile insurance, passed him furtively on the street or sent word out to him when he called at their offices that they were busy or broke or leaving town. He did not attempt to do much toward collecting the fire-insurance premiums.
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