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Updated: June 14, 2025
"Just so. You will have to meet your liabilities to me." "But but man." The rancher spluttered for words to express himself. This was the money-lender's opportunity, and he seized it. "You see, John, in retiring from business I am not altogether a free agent. My affairs are so mixed up with the affairs of the Calford Trust and Loan Co.
His business was always done on credit, for which he charged exorbitant rates of interest, accepting only first mortgages upon crops and stock as security. Besides this he represented several of the Calford private banks, which many people said were really owned by him, and there was no one more ready to lend money on the best of security and the highest rate of interest than he.
"I appreciate the honor." "Nothing of the sort. I was looking for uncle. The mail brought a letter from Calford. Dawson, the cattle buyer of the Western Railway Company, wants to see him. The Home Government are buying largely. He is commissioned to purchase 30,000 head of prime beeves. Come along, tea's ready." Bill seated himself at the table and Jacky poured out the tea.
Very well, Your ranch should be yielding a greater profit than it is. With your permission the Calford Trust Co. shall put in a competent manager, whose salary shall be paid out of the profits. The balance of said profits shall be handed Over to your creditors, less an annual income to you of fifteen hundred dollars.
I'm going to burn the mortgages and settle with the Calford Trust and Loan Co. myself " The rancher feared to trust his ears. "That is if you are willing to do something for me." In his eager hope John Allandale had leant forward so as not to miss a word the other said. Now, however, he threw himself back in his chair. Some suspicion was in his mind. It might have been intuition.
Your interest is shortly due to the Calford Loan Co. You cannot meet both." Lablache gazed unblinkingly into the other's face. He was thoroughly enjoying himself. Bill was staring pensively at his cigarette. One leg swung pendulum fashion beside the desk. His indebtedness troubled him not a jot. He was trying to fathom the object of this prelude.
Lablache asked, ignoring the other's flippant tone. Bill shrugged. "Debts of honor must be met first," he said quietly. "Mancha must be paid in full. I shall take care of that. For the rest, I have no doubt your business knowledge will prompt you as to what course the Calford Loan Co. and yourself had best adopt." Lablache was slightly taken aback at the cool indifference of this man.
He looked less pleased, but none the less cruel. "Not enough let me see. His place is worth fifty thousand dollars. Stock another thirty thousand. I hold thirty-five thousand on first mortgage for the Calford Trust and Loan Co." He smiled significantly. "This bill of sale for twenty thousand is in my own name. Total, fifty-five thousand. Sell him up and there would still be a margin.
As the sleigh dashed through the outskirts of Calford, on its way to the south, there was not much doubt in the minds of any of its occupants as to the prospects of the storm. The gusty, patchy wind, the sudden sweeps of hissing, cutting snow, as it slithered up in a gray dust in the moonlight, and lashed, with stinging force, into their faces, was a sure herald of the coming "blizzard."
The period of one of your mortgages, for instance the heaviest by the way has long expired. It has not been renewed. The interest is in arrears. This mortgage was arranged by me jointly with the Calford Trust and Loan Co. When I retire it will have to be settled up. Being my friend I have not troubled you, but doubtless the company will have no sentiment about it.
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