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This additional subscription was gracefully acknowledged by the District Magistrate, and a fortnight later Samarendra's drooping spirits were revived by the appearance of a notification in the Gazette thanking him warmly for his "munificence and public spirit". There was nothing for it but to count the days of the expiring year. On 31st December, 189-, his impatience could brook no further delay.

At their request he subscribed to various European clubs, winning the reputation of being "not half a bad sort of fellow". All this hospitality, however, was terribly expensive, and it soon exceeded Samarendra's income. But he went on spending money like water, in the assurance that one day it would yield a golden return.

A doctor was summoned in hot haste; but ere his arrival the poor old man had expired in Samarendra's arms. His case was diagnosed as one of failure of the heart's action. Samarendra and his mother were prostrated by this sudden calamity; but there is no time to be lost in hot weather. Calling in three or four neighbours, they had the body carried to Nimtala Ghat for cremation.

He was content with the surplus profits from his landed estates, which he did not invest in trade or even Government paper, but hoarded in a safe. By slow degrees he amassed a small fortune, and when Samarendra's growing impecuniosity forced him to ask his brother for a loan of Rs. 2,000, it was readily granted on a mere note of hand.

Nagendra declared that such distinctions were beyond his reach. Sudden wealth, in fact, was injurious to both of them. Two uneventful years passed away. Samarendra's wife was the mother of an idolised boy and was herself adored by her mother-in-law, who never allowed her to do any manner of household work. The result was that her temper changed for the worse.

Though Nagendra said nothing at the time, his doubts of Samarendra's probity became certainties. Then the truth dawned on Nagendra, that his brother had misappropriated large sums, which should have been paid to him, and concealed his fraud by falsifying the Zemindari papers. After preparing a list of defalcations, he showed it to his brother and asked for an explanation.

Samarendra's long suspense and repeated disappointments told severely on his health. He neglected business, leaving everything in the hands of Bipin, who was more anxious to feather his own nest than extricate his master from difficulties; so the interest in mortgages fell into arrears. One creditor bolder than the rest sued him and foreclosed; then others were encouraged to attack the ruined man.

Calling on Samarendra's widow the same day, he was distressed to find that she had received a similar notice, which aimed at robbing her of a small estate, on the ground that it had been surrendered by her husband in part payment of his debt to Nagendra Babu.

After his death Priya made himself so useful to the widow that she invited him to live in her house and trusted him implicitly. When the neighbours learnt this arrangement they whispered that the poor woman would inevitably be reduced to beggary. Nagendra reluctantly applied to Priya for a refund of the loan, producing Samarendra's note of hand, which was about a year overdue.

Jayrámpur was knocked down to him; but his exultation was tempered by the discovery that he had not nearly enough to meet the amount of earnest money which had to be paid down at once. A mukhtiár came to his aid by whispering offers of a loan, and the requisite amount was forthcoming in five minutes, on Samarendra's giving his note of hand with a bonus of 10 per cent. payable next day.