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Updated: July 25, 2025
Arthur begged, in his present affliction, to be excused from going personally into the matter of the Proserpine; and said that Penfold had the ship's log, and the declaration of the survivors, which the insurers could inspect, previously to their being deposited at Lloyd's. The whole thing wore an excellent face, and nobody found a peg to hang suspicion on so far.
The court, thus pushed, tried words, and said everything it could think of to fill the time, supposing cases, and describing duties of insurers, captains, pilots, and miscellaneous sea-officers that are or might be, like a schoolmaster puzzled by a hard sum, who reads the context with emphasis.
The master was offered helpe, and he did give the pilotts 20 sols to drink to bid them go about their business, saying that the rocks were old, but his ship was new, and that she was repaired for L6 and less all the damage that she received, and is now brought by one, sent for on purpose by the insurers, into the Thames, with her cargo, vessels of tallow daubed over with butter, instead of all butter, the whole not worth above L500, ship and all, and they had took up, as appeared, above L2,400.
To use up the funds available, they had to buy up not only all the stock of all the risk-insurance companies of Krim, but all stock in all off-planet companies owned by investors on Krim. Then time passed, and ships in space arrived unmolested in port. Cargoes were delivered intact. Insurers observed that the risk-insurance companies had not collapsed and could still pay off if necessary.
No man will assert that we ought to assist our enemies, nor will any man imagine that we assist them by impoverishing them, and if our insurers gain by their practice, the Spaniards must undoubtedly be losers. Mr.
He has distinguished between the conduct of experienced and unskilful insurers, with how much justice I shall not determine.
The trade of insurance gives great security to the fortunes of private people, and, by dividing among a great many that loss which would ruin an individual, makes it fall light and easy upon the whole society. In order to give this security, however, it is necessary that the insurers should have a very large capital.
He is said to have discovered, after his own soldiers had forced the custom-house officers to obey his orders, that, while in their proclamations the directors publicly prohibited the introduction of British goods, some of them were secret insurers of this forbidden merchandise, introduced by fraud and by smuggling; and that while they officially wished for the success of the French arms and destruction of England, they withdrew by stealth what property they had in the French funds, to place it in the English.
Last year, we proposed rules to protect every citizen's medical records. This year, we will finalize those rules. We have also taken the first steps to protect the privacy of bank and credit card statements and other financial records. Soon I will send legislation to the Congress to finish that job. We must also act to prevent any genetic discrimination by employers or insurers.
I do not dare to place upon them the whole burden of caring for the injured factory or mill hands. The county associations used to do this, and in the future it will be done more fully and in a more dignified way by the insurers and the State. No entirely new charges are here contemplated; the charges are merely transferred from the county associations to the State.
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