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Updated: May 11, 2025
But for the moment, listen to the voice of my long experience. Do not fly to the Mont-de-Piete; it is the ruin of the borrower. I have always found that when the interest was due, those who had pledged their things had nothing wherewith to pay up, and then all is lost. I can get you a loan at five per cent on your note of hand." "Oh, we are saved!" said Hortense.
These mortgages are amortized over periods of ten, fifteen, and twenty years and the borrower must make specified monthly payments that include taxes, interest charges, and amortization. They are not available in all sections because some local banks hold that they conflict in details with other banking regulations.
Her sphere of interest was the little world of family cares and affections. Her early married life had been darkened by manifold sorrows which she bore at first with pious resignation, becoming with the flight of time, however, more and more a borrower of trouble. At Lorch her trials were great, for Captain Schiller received no pay and the family felt the pinch of poverty.
There were other grounds also, which cannot be reduced to the classification of extrinsic titles, on which more than the amount of the loan might be justly returned to the lender. In the first place, the lender might justly receive anything that the borrower chose to pay over and above the loan, voluntarily as a token of gratitude. 'Repayment for a favour may be done in two ways, says Aquinas.
He was a member, proposed by Carteret, of the Clarendon Club, where cards were indulged in within reasonable limits, and a certain set were known to bet dollars in terms of dimes. Delamere was careless, too, about money matters. He had a habit of borrowing, right and left, small sums which might be conveniently forgotten by the borrower, and for which the lender would dislike to ask.
It is the service rendered, after a free bargain, by the borrower to the lender, in remuneration for the service he has received by the loan. By what law is the rate of these remunerative services established? By the general law which regulates the equivalent of all services; that is, by the law of supply and demand.
He had just finished his déjeuner, plunging a Russian enamelled silver spoon into his egg, his tea smoking at his side in a burnished silver teapot with Japanese designs, when, notwithstanding his orders, the servant handed him a card written in pencil on a scrap of paper torn from a note-book. "It is not a borrower, monsieur!"
He is the burgess of Edinburgh, the King’s saddler, who, as the Master of Ruthven told Craigengelt, had brought the King from Falkland to Perth, ‘to take order for his debt.’ Now the singular thing is that we never find Logan of Restalrig recorded as under ‘horning’ for debt, whereas, considering his character, we might expect him never to be free from ‘the horn.’ On the other hand, we know him to have been a lender, not a borrower.
Thus, for example, I may have lent a book to a friend last week. I really remember the act of lending it, but have forgotten the person. But I am not aware of this. The picture of memory has unknowingly to myself been filled up by this unconscious process of shifting and rearrangement, and the idea of another person has by some odd accident got substituted for that of the real borrower.
"Why," answered the attorney, "if I ask you to cash a check for me, do I not represent that I have a right to draw upon the bank for the amount set forth? If not, no one would ever cash a check. The innocent person who advances the money has the right to assume that the borrower is not offering him a bad check.
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