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Updated: June 14, 2025
If a man has not sufficient ready cash to pay for the real estate he is about to purchase, he makes up the difference by a note, which note is secured by a mortgage on the property. Remember the mortgage must always be regarded as security. The note represents the debt. Often wholesalers take a note as part or even full payment for a bill of goods to a retailer.
Yet they now want to issue $100,000,000 in stock; want the people to guarantee principal and interest on $70,000,000 of bonds, and the right to issue $30,000,000 of bonds themselves. No wonder it was called a steal on the floor of the Senate. The public treasury will ever be the objective point of such wholesalers until the inducement is removed.
And thus, no less, the former whiskey drummer insinuates himself into the Elks, and the rising retailer wins the imprimatur of wholesalers, and the rich peasant becomes a planter and the father of doctors of philosophy, and the servant girl enters the movies and acquires the status of a princess of the blood, and the petty attorney becomes a legislator and statesman, and Schmidt turns into Smith, and the newspaper reporter becomes a littérateur on the staff of the Saturday Evening Post, and all of us Yankees creep up, up, up.
He noted the prices and hastily compared them with the figures he was getting from the markets in Port Angeles for his fresh fish. There was surely money going to waste somewhere. Remembering that he had promised Dickie to visit the wholesalers, he directed his steps to the water-front.
And she lifted her finger banteringly and asked: "What plots and conspiracies are you two wholesalers now hatching? Where is the price of wheat now, and what are you going to put it up to? God have mercy on you on the day of judgment!" Tidemand answered in kind: What in the world had she done with the Journalist?
He coughed a little, and with a touching smile which was intended to rouse admiration, declared that his lungs were bad, but never mind, he would fight on, and go away for a rest when he had succeeded. He insinuated that, as he was not busy now, he could do all the buying and get better terms from wholesalers or bankruptcy bargain sales than could Father himself.
You can't expect to do all the taxin'. The wholesalers learnt about the profits that you an' others like ye was makin', an' they concluded that they needed a part of 'em. Of course they had to have their luxuries, an' they're taxin' you they couldn't afford to have 'em if they didn't. Don't complain. "'I'll come out all right, he says. 'I'm goin' to raise my whole schedule fifteen per cent.
In the meanwhile his family life was changing growing, one might have said, finer and more secure. Mrs. Cowperwood had, for instance, been compelled from time to time to make a subtle readjustment of her personal relationship with people, as he had with his. When Mr. Semple was alive she had been socially connected with tradesmen principally retailers and small wholesalers a very few.
She sat bolt-upright on the front of the most impersonal French-gilt chair in the drawing-room and asserted that Phil Dunleavy, with his safe ancestry of two generations of wholesalers and strong probabilities about the respectability of still another generation, was her ideal of a Christian gentleman.
And to heap up the measure, the year of 1855 was one of financial stringency. The season of '54-'55 had been one of drought. For lack of water most of the mining had ceased. The miners wanted to be trusted for their daily needs; the country stores had to have credit because the miners could not pay; and so on up to the wholesalers in the city.
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