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Updated: June 3, 2025
Suddenly he started up, for a voice hailed him from above his head. He saw above him the high stern of a small vessel, and with the aid of a sailor he was helped on board. He found himself on the deck of a sloop of about seventy tons, John Nisbet, master, with a crew of seven men.
Turner, Nisbet, and I, daily discussed the prospects, and gradually settled down to the conviction that with two hundred thousand dollars capital, and a credit of fifty thousand dollars in New York, we could build up a business that would help the St. Louis house, and at the same time pay expenses in California, with a reasonable profit.
"What was it cholera?" Honour was asking with dry lips of Sir Edmund as they stood on the verandah. "No, unfortunately." Honour's eyes met his in perplexity. "It was murder. This morning I received news that Captain Cowper and Mr Nisbet had been wounded in a street-tumult at Agpur, but that Cowper's injuries were so slight he did not wish his wife alarmed about them.
In him Nisbet had unbounded faith, but, for some reason, I feared or mistrusted him, and remember that I cautioned Nisbet not to extend his credit, but to gradually contract his loans.
Perceiving that the young man was armed, he earnestly begged him to remain behind. "Should we both fall, Josiah," said he, "what will become of your poor mother! The care of the THESEUS falls to you: stay, therefore, and take charge of her." Nisbet replied: "Sir, the ship must take care of herself: I will go with you to-night, if I never go again."
On the 20th of February Henry Height came to our bank, to see what help we were willing to give him; but I was out, and Nisbet could not answer positively for the firm. Our condition was then very strong. The deposit account was about six hundred thousand dollars, and we had in our vault about five hundred thousand dollars in coin and bullion, besides an equal amount of good bills receivable.
In him Nisbet had unbounded faith, but, for some reason, I feared or mistrusted him, and remember that I cautioned Nisbet not to extend his credit, but to gradually contract his loans.
I instructed Nisbet to insist on his reducing his line as the notes matured, and, as he found it indelicate to speak to Meiggs, I instructed him to refer him to me; accordingly, when, on the next steamer-day, Meiggs appealed at the counter for a draft on Philadelphia, of about twenty thousand dollars, for which he offered his note and collateral, he was referred to me, and I explained to him that our draft was the same as money; that he could have it for cash, but that we were already in advance to him some seventy-five or eighty thousand dollars, and that instead of increasing the amount I must insist on its reduction.
Nisbet was busy with his office Munshi, completing a catalogue of papers relating to the affairs of Agpur, but Captain Cowper and Gerrard took their guns, and set off along the bank in opposite directions. The sport was poor, and after shooting a brace and a half of birds and walking a long distance, Gerrard was warned by the gathering darkness to retrace his steps.
One of the partners, B. R. Nisbet, assisted by our attorney, S. M. Bowman, Esq., remained behind to close up the business of the bank. Having closed the bank at San Francisco on the 1st day of May, 1857, accompanied by my family I embarked in the steamer Sonora for Panama, crossed the isthmus, and sailed to New York, whence we proceeded to Lancaster, Ohio, where Mrs.
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