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Updated: May 10, 2025
The balance due depositors would run down to a mere nominal sum on steamer-days, which were the 1st and 15th of each month, and then would increase till the next steamer-day, so that we could not make use of any reasonable part of this balance for loans beyond the next steamer-day; or, in other words, we had an expensive bank, with expensive clerks, and all the machinery for taking care of other people's money for their benefit, without corresponding profit.
The balance due depositors would run down to a mere nominal sum on steamer-days, which were the 1st and 15th of each month, and then would increase till the next steamer-day, so that we could not make use of any reasonable part of this balance for loans beyond the next steamer-day; or, in other words, we had an expensive bank, with expensive clerks, and all the machinery for taking care of other people's money for their benefit, without corresponding profit.
I instructed Nisbet to insist on his reducing his line as the notes matured, and, as he found it indelicate to speak to Meiggs, I instructed him to refer him to me; accordingly, when, on the next steamer-day, Meiggs appealed at the counter for a draft on Philadelphia, of about twenty thousand dollars, for which he offered his note and collateral, he was referred to me, and I explained to him that our draft was the same as money; that he could have it for cash, but that we were already in advance to him some seventy-five or eighty thousand dollars, and that instead of increasing the amount I must insist on its reduction.
I instructed Nisbet to insist on his reducing his line as the notes matured, and, as he found it indelicate to speak to Meiggs, I instructed him to refer him to me; accordingly, when, on the next steamer-day, Meiggs appealed at the counter for a draft on Philadelphia, of about twenty thousand dollars, for which he offered his note and collateral, he was referred to me, and I explained to him that our draft was the same as money; that he could have it for cash, but that we were already in advance to him some seventy-five or eighty thousand dollars, and that instead of increasing the amount I must insist on its reduction.
"As we swung into the Ala Loto Alofa an odd procession, for our boys had decorated us with wreaths and garlands we passed a carriage-load of surprised 'steamer-day' tourists who had come up the mountainside to look at Vailima.
For three days the girls at Lovaina's had worn their best peignoirs, and several times donned shoes and stockings to go to the quay. Passengers for San Francisco who had packed their trunks had unpacked them. The air of expectancy which Papeete wore for a day or two before steamer-day had been so heated by postponement that nerves came to the surface. Tahiti was a place of no exact knowledge.
It occurred on the veranda, after breakfast, and Sheldon, within, pondering a Sydney wholesaler's catalogue and making up his orders for next steamer-day, heard the sharp exclamation of Joan, followed by the equally sharp impact of an open hand against a cheek.
About two weeks later I left Frankfort for America, and at my parting from Consul-General Murphy at the hotel, he said: ``Let me go in the carriage with you; this is steamer-day and we shall probably meet the vice-consul coming with the American mail. He got in, and we drove along the Zeil together.
Victor, our chasseur, broke open mamma's secretary and took his wages. She is almost beside herself. She wanted to send a letter to the post, and as it is steamer-day I thought papa had better know that thus far nothing has happened to us. There was nobody to take the letter: I said I would put it in the box in the Rue Ponthieu." "And did you post it?" "No: I could not get to the Rue Ponthieu.
The balance due depositors would run down to a mere nominal sum on steamer-days, which were the 1st and 15th of each month, and then would increase till the next steamer-day, so that we could not make use of any reasonable part of this balance for loans beyond the next steamer-day; or, in other words, we had an expensive bank, with expensive clerks, and all the machinery for taking care of other people's money for their benefit, without corresponding profit.
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