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The Virgin, in red robe and green mantle, sits with her feet resting on the heads of cherubs, with an angel on either side, and below S. Peter Martyr, and S. Domenico. It is an important work, and among the most successful of the later paintings, and it is curious that it should not have been photographed by either of the larger firms.

When a multitude of firms in various industries subscribed to a large Tariff Reform fund for election-campaign purposes, they commanded a large Conservative vote; but when for platform tariff propaganda, dealing in imaginative generalities and eclectic statistics, there are substituted definite proposals to meddle with specified interests, the real troubles of the tariffist begin.

It may be asserted without the slightest fear of contradiction that there are at least fifty engineering firms in this country who could send forth a road locomotive very nearly noiseless, very nearly smokeless, certainly sparkless, capable of running up and down hill on our smooth and capital roads, perfectly under control, not in the least alarming to horses, and able to draw two or more trucks or passenger cars round all their devious windings at a speed at least equal to that of a moderate trot say eight miles an hour.

When the transaction was closed and we returned him his margin, we had the pleasure of including in our cheque thirty-nine hundred dollars profit, after deducting our commissions, which amounted to five hundred and seventy-five dollars. This experience gave me a hint I was quick to take. If an individual member of one firm in the trade would speculate, why not members of other firms?

"Want to hold my wheat, and can't afford eight per cent. interest. The beasts are fattening all the time, and there'll be a high-class demand in Winnipeg presently for shipment to Europe." He was right; and I began to have a respect for Aline's judgment when the papers reported that prices were rising fast, and stock-salesman firms sent circulars to this effect into the districts.

Then came ruin, not of hundreds, but thousands, of all ranks and classes. This year, and this month in this year, the breaking of many established firms, especially bankers, told that the universal crash had just begun. It was felt even in our retired country neighbourhood, and among our friendly guests this night, both gentle and simple and there was a mixture of both, as only a man in Mr.

Early in the autumn of 1914, the Bank of England, realizing that it would be impossible for American firms to ship gold to London in payment of maturing indebtedness there, announced that deposits of gold by such firms with the Receiver-General at Ottawa would be regarded as if received by the Bank at London.

The man heard her attentively through and said: "Hold on. I'll have a talk with the boss." He left her, and was gone ten minutes. Then he returned, with a shaking head. "No, Brown's never take any one back," said he; "but here's a list of bookbinding firms which he's written out for you, and he says he'll give you a recommendation if any of 'em give you a job."

To illustrate another phase of the vast changes that have taken place, in this instance in the matter of exports, I very well remember F.W. Heilgers & Co., who happened one year to be the largest exporters, advertising the fact by printing a list of the various shippers and their shipments, with their own name at the head in larger type than that of the other firms, with a total of 120,000 or 130,000 bales!!!

In the year 1867 the firms of William Rockefeller & Co., Rockefeller & Andrews, Rockefeller & Co., and S.V. Harkness and H.M. Flagler united in forming the firm of Rockefeller, Andrews & Flagler.