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Updated: June 17, 2025
"Doubtless, my grandfather, my father, and myself, have all been exact and faithful in the management of these funds; doubtless, we have required some sagacity in the choice of investments, in times of revolution and commercial panics; but all this was easy to us, thanks to our relations with our brethren in all countries and never have I, or any of mine, made an usurious investment, or even taken the full advantage of the legal rate of interest.
I can bear the reproaches of a loser, even when that loser is a Jew. Thou wert not so patient, Isaac, when thou didst invoke justice against Jacques Fitzdotterel, for calling thee a usurious blood-sucker, when thy exactions had devoured his patrimony." "I swear by the Talmud," said the Jew, "that your valour has been misled in that matter.
Commerce and agriculture languished. Misery spread over the land. The treasury was empty, for no contributions could be collected from an impoverished population, and the island's future was compromised by loans at usurious rates. The dethronement of Isabel II, and the revolution of September, 1868, brought a change for the better.
He would lend money at, say, three per cent, grant extensions of time wherever necessary, and knock the bottom out of the storekeepers' usurious monopoly, drag the farms out of Cannon's grasping fingers. "By God!" he exclaimed, erect in the dark; "but Edgar Crandall will get his apples." The dog licked his hand, faithful, uncomprehending.
Shakespeare went to Venice to find his typical usurer in Shylock the Jew. He found there also his typical Christian, Antonio. Antonio was a benevolent great soul, who loved his friends, supported all benevolences, and hated the usurers. Shylock hated him because he would lend without interest, and was constantly reproving him for his usurious practice.
Then Swallow began to take interest in politics and to lend money to the small farmers, taking mortgages at carefully guarded, usurious interest. Merciless foreclosures resulted, and as by degrees his operations enlarged, he grew richer and became feared and important in a county community where money was scarce.
But for loans of money to all others they demanded a high rate of interest which, in periods of commercial distress, overwhelmed the borrowers. Nominally banks were restricted to a certain standard rate of interest; but by various subterfuges they easily evaded these provisions and exacted usurious rates. These, however, were far from being the worst features.
Thirdly, to drive out the usurious buying of rent-charges, which in the whole world ruins, consumes and troubles all lands, peoples and cities through its cunning form, by which it appears not to be usury, while in truth it is worse than usury, because men are not on their guard against it as against open usury. See, these are the three Jews, as men say, who suck the whole world dry.
The request was made that all loans with interest be not considered usurious; a request resisted in some cases by the clergy, which clung to the old laws of usury. The abolition of monopolies is generally called for; certain odious restrictions, such as the mark on leather and on iron, are condemned, but rather as taxes than as commercial regulations.
In this building, some of the entresols are inhabited by the shopkeepers below; some, by women of no equivocal calling, who throw out their lures to the idle youths sauntering under the arcades; and others again are now become maisons de pret, where pawnbrokers exercise their usurious dealings.
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