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Updated: June 25, 2025
Her young heart beat hotly against the meanness and injustice of Gedney Raffer. He had practically threatened Toby with foreclosure on his little farm if the old lumberman would not help him in his contention with Mr. Sherwood. On the other hand, Uncle Henry desired his help; but Uncle Henry, Nan knew, would not try to bribe the old lumberman.
The Indian of the Northwest came into reservation life reluctantly, very much like a man who has dissipated his large inheritance and is driven out by foreclosure. One morning he awoke to the fact that he must give up his freedom and resign his vast possessions to live in a squalid cabin in the backyard of civilization.
The whole population of Juan Fernandez was staring up at Flamaran without in the least knowing the reason why. "Gentlemen," said a voice from an arbor, "Professor Flamaran will now begin his lecture." A chorus of shouts and laughter rose around our tree. "Hi, old boy, wait till we're gone!" "Ladies, he will discourse to you on the law of husband and wife!" "No, on the foreclosure of mortgages!"
He had tried to bring them severally to justice by vain appeals to the law, having sued for every cause in the books, but chiefly for trespass and damages, real and exemplary. He was a money-lender, shaving notes or taking them for larger sums than he lent, with chattel mortgages for security. Foreclosure and sale were a perennial source of profit to him.
I learned that the coal lands had been redeemed from foreclosure, Colonel Meriwether having advanced the necessary funds; and as this now left our debt running to him, I instructed Doctor Bond to take steps to cancel it immediately, and to have the property partitioned as Colonel Meriwether should determine.
When it was found that the proceeds of farming in that part of the State were very uncertain, at best, the mortgages became due. And in many instances those who had been nominally owners remained upon the farms as tenants after foreclosure. These are but the natural effects in reaction from a tremendous boom."
We withdrew to his library, and then I handed him the letter. "This," I explained, "is from Jennings & Jennings, my father's agents at Huntington, on whose advice he went into his coal speculations." "I see. Their advice seems to have been rather disastrous." "At first it seemed so," I answered, "but now they advise me by no means to allow foreclosure to be completed if it can be avoided.
Warrington had purchased it on a bank foreclosure, and rather cheaply, considering the location. The interior was simple but rich. The great fireplace was made of old Roman bricks; there were exquisite paintings and marbles and rugs and china, and books and books.
Later, this half-brother was in serious financial trouble, and I happened to come across him when he was in dire need of money. Knowing of the will, I loaned him all he needed, and took out a first mortgage on his property. Owing to peculiar circumstances, I put in a provision that there was to be no foreclosure so long as the interest was paid.
And again they pay the price: and so on to the last foreclosure and the immitigable end. One of the two standing in the door of the ruined chapel on the Ecrehos had the nature of those who buy but once and pay the price but once; the other was of those who keep open accounts in the markets of life. The one was the woman and the other was the man. There was nothing conventional in their greeting.
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