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Updated: June 22, 2025
"When you got yourself into trouble by monkeying with the accentuations of a buzz saw," he said, "I could see only one way out, and that was to put you into a position where even the disembodied spirit of Calumny itself could not pretend to believe old Napper Tandy's yarn.
The telegraphic reply from the New York Bank had been received and was altogether satisfactory. So, late as it was, Temple drew on New York for twelve thousand dollars, and with the draft, opened a deposit account for that amount in Tandy's bank. Then he went to his hotel.
By this time Duncan began to wonder what had happened to Tandy, in a financial way, just as Hallam had done. "Wonder where he has been putting his money," he thought. "For surely he had plenty of it a little while ago. He's been buying property along the new railroad, but that isn't sufficient to tie up a man of Tandy's wealth. Something must be the matter. I must be cautious."
Stafford, how many shares we can control in the X National Tandy's bank; he's president, you know." Without at all understanding Captain Hallam's purpose, Duncan went upon this mission, returning presently with the information that in one way and another the Hallam bank controlled forty-eight shares of the X National's stock or three shares less than a majority of the whole.
You see, you have two things that I need." "What are they?" "A singularly clear insight into all matters of duty, and a conscience as white as snow. In this matter of Tandy's account, for example, you have helped me more than you imagine.
It so happened that just at this time Tandy's means were all employed and his credit stretched almost to the point of breaking, by reason of his excessive and largely concealed investments in a number of enterprises. On the moral side, it would have been difficult even for Tandy himself to say just what measure of suffering he endured.
Even if he had sold out half his own interest he would have felt secure, seeing that all the floating stock was within his voting control. You see I'm a rather good-natured man, on the whole, and I never like to make a man feel uncomfortable unless I must. When your trouble arose I thought I saw that there was nothing for it but to make a strike for some of Tandy's own stock.
But upon reflection he rewrote the report, omitting all mention of the bribe offer. Then he wrote to Tandy a grievous mistake telling him that he had sent in an adverse report, and that he had omitted to mention Tandy's offer in it. This gave Tandy the opportunity he wanted and Guilford Duncan was not long in discovering the fact.
There'll be time enough between now and then for me to render you an account of money spent, and give you my check for the balance in Tandy's bank. I don't want to see Duncan just now." Hallam understood. "Very well," he answered, as Temple turned to a desk. "You've saved Duncan, and there's nothing more for you to do here. But you must come back for the final grand tableau just a week hence.
In general he found its affairs in excellent shape, for Tandy was a skillful banker and, on the whole, a prudent one. There were many small loans to local shopkeepers which Duncan could not approve, and these he called in as they fell due, refusing to renew them. Beyond such matters he found nothing wrong till he came to examine the record of Tandy's own dealings with the bank.
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