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Updated: July 25, 2025
But indeed so lightly are these unhappy people esteemed, that their lives have been even taken away upon speculation: there has been an instance, within the last five years, of one hundred and thirty two of them being thrown into the sea, because it was supposed that, by this trick, their value could be recovered from the insurers . Here they are again exposed to sale.
Were there, in olden time, men who avowed themselves 'Heart and Jointure Brokers, Agents for Lovers of both Sexes, Contractors of Mutual Attachments, Wholesale and Retail Dealers in Reciprocal Affection, and General Referees, Respondents, and Insurers in all Sentimental Affairs, Clandestine or otherwise?
They should have taken the necessary steps to protect either themselves or the insurers, but they did no such thing. It would seem, probably, that they were the agents of some American house, and that they could not, in conscience, take the oath required by law.
It appeared to me that the eggs from which young Insurers were hatched were incubated in dust and heat, like the eggs of ostriches, judging from the places to which those incipient giants repaired on a Monday morning.
The market ground to a screeching halt. AIG was the only one to offer, last March, to hesitantly re-enter the market. Allianz followed suit in Europe, but on condition that EU governments act as insurers of last resort. Even avowed paragons of the free market such as Warren Buffet and Kenneth Arrow called on the Federal government to step in.
Consequently Mark and his islands escaped. There was no necessity for his telling the insurers anything about the Peak, for instance, and on that part of the subject, therefore, he wisely held his tongue. Nothing, in short, was said of any colony at all.
Consequently says he, 'And, gentlemen, when the timbers of the Vessel of the State are unsound and the Man at the Helm is unskilful, would those great Marine Insurers, who rank among our world-famed merchant-princes would they insure her, gentlemen? Would they underwrite her? Would they incur a risk in her? Would they have confidence in her?
Yours, &c. Pains were taken to get early Ship news at Lloyd's, and the house was used by underwriters and insurers of Ships' cargoes. It was found also to be a convenient place for sales. A poem called 'The Wealthy Shopkeeper', printed in 1700, says of him, Now to Lloyd's Coffee-house he never fails, To read the Letters, and attend the Sales.
How wise the world appears, when the laws and usages of nations are largely detailed, and the completeness of the municipal system is considered! Nothing is left out. If you go into the markets and the custom-houses, the insurers' and notaries' offices, the offices of sealers of weights and measures, of inspection of provisions, it will appear as if one man had made it all.
It is not true to-day that all bailees for reward exercising a public calling are insurers. No such doctrine is applied to grain-elevators or deposit-vaults. /1/ How Lord Holt came to distinguish between bailees for reward and others has been shown above.
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