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After twenty years' experience of hundreds of men, who had dealings with banks in South Africa, the opinion I had so often heard expressed has become firmly rooted in me, that the greater the rascal the greater the credit he enjoys with his banks. The banks do not pry into his moral character: they are satisfied that he meets his overdrafts and promissory notes punctually.

So long as the body-surplus is abundant enough to stand the heavy overdrafts made on it by grief and mental distress, without robbing the stomach of its power to digest and the brain of its ability to sleep, the physical effects of grief, and even of remorse, will be slight.

Give thy body obedience and it will return happiness and health. Give overdrafts and excesses and it will return sleepless nights and suffering days. Man's sins are seeds, his sufferings harvests. Every action is embryonic, and according as it is right or wrong will ripen into sweet fruits of pleasure or poison fruits of pain.

He had frequently overdrawn his account with the bank; as a matter of fact, it was the regular course of his business to overdraw it. It kept his assets actively in use, which was the height of good business. His overdrafts were protected by collateral, however, and it was his custom to send bundles of collateral or checks, or both, which were variously distributed to keep things straight. Mr.

"Other men," said Claire, in answer to this, "devote quite as many hours to business." "All men are not alike in constitution," returned the physician. "And even the strongest do not make overdrafts upon the system, without finding, sooner or later, a deficit in their health-account. As for you, nature has not given you the physical ability for great endurance.

The very tone of that secretary of yours to-day, when I told her about that over-draft it was positively insulting!" "I don't like overdrafts," he said, without any irritation. "When you want extra amounts you have only to let me know." "You are always finding fault with me," she complained. "It's either money, or my clothes, or Graham, or something." Her eyes filled.

Getting mad makes black marks on the health. Sleep woos the physically tired man; she flouts the mentally exhausted. Nature won't stand for overdrafts any more than your bank. In a squad it is the job of each individual to make himself fit, for it is his example that helps the rest. The leader may be no better than you, but some one must give the orders and set the pace.

True he "has the feather to show;" but on the whole he makes not too many overdrafts upon the credulity of his readers, and does not color much too highly. Yates introduces American characters, following what seems to be the prevailing fashion among English authors, especially those who are not of the first rank. Mr.

Nearly everybody who is worth £100 has a banking account, and most people who have an account have overdrafts, which are given for the most part on purely personal security. The banks also advance freely on growing crops, wool on the sheep's back, and all kinds of intangible security. Many of the largest merchants are to all intents and purposes mere bank-agents.

No doubt it implies a certain want of vitality, but one does not increase one's vitality by making overdrafts upon it; and then too I am a slave to my pen, and the practice of authorship is inconsistent with paying visits.