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Updated: June 19, 2025
When people learnt that a new Shylock was at their service, they flocked to him in times of stress. His usual rate of interest being only 5 per cent, per mensem, he cut into the business of other moneylenders, and in four or five years had no serious competitor within a radius of four miles from Kadampur itself.
The discovery of a circulating medium enormously facilitated the progress of commerce, and it was not long before a class of people grew up who specialized in this particular form of business and became financiers and moneylenders.
"That is a way which moneylenders have, my dear man; you were very foolish to go to him at all. I could have lent you the money." "There were reasons why I should not borrow money from you,", said John, quietly, "and I think you yourself have supplied the principal reason when you told me just now, what I already knew, that you wanted to marry Grace."
All this elaborate, but easily working machinery has grown up for the service of commerce. It is true that bills of exchange are often drawn by moneylenders abroad on moneylenders in England merely in order to raise credit, that is to say, to borrow money by means of the London discount market.
These bonds and stocks and shares are the machinery of international finance, by which moneylenders of one nation provide borrowers in others with the wherewithal to carry out enterprises, or make payments for which they have not cash available at home.
At first I thought it was one of the moneylenders, Gruzin's creditors, who sometimes used to come to Orlov for small payments on account; but when he came into the hall and flung open his coat, I saw the thick brows and the characteristically compressed lips which I knew so well from the photographs, and two rows of stars on the uniform.
These peasants were thinking of popular risings on the pattern of all the risings in the history of China attacks on the towns and the killing of the hated landowners, officials, and moneylenders, that is to say of the gentry.
The extraordinary value of the pearls demanded, on that account, extraordinary precautions on the part of moneylenders of every degree. Madame Fontaine put back the necklace in the drawer of her toilette-table. The very splendor of Minna's bridal gift made it useless as a means of privately raising money among strangers.
But the blacksmith knows that the horse-shoe does not belong solely to him, but to his landlord, to the rate collector and taxgatherer, to the men from whom he bought the iron and anvil and the coals, leaving only a scrap of its value for himself; and this scrap he has to exchange with the butcher and baker and the clothier for the things that he really appropriates as living tissue or its wrappings, paying for all of them more than their cost; for these fellow traders of his have also their landlords and moneylenders to satisfy.
To all of this Mr. Chesterton replies: "That only concerns the Jews and the moneylenders." Again, this is not true. It concerns all of us, like all problems of our struggle with Nature. It is in part at least an economic problem, and that part of it is best stated in the more exact and precise terms that I have employed to deal with it the term's of the market-place.
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