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A pleasant and merry evening we had; and when the corn was nigh stripped, I went into the house with Cousin Thankful, to look to the supper and the laying of the tables, when we heard a loud noise in the barn, and one of the girls came running in, crying out, "O Thankful! Thankful! John Gibbins has appeared to us! His spirit is in the barn!"

"Delia's coming in presently," she remarked placidly, meeting Miss Gibbins' sharp glance as it rested on her idle hands; "she will take my work a little while ah, here she is," as the door opened. A girl of about sixteen came towards them, stopping to speak to the ladies as she passed them on her way up the room.

THE VIKING AGE, H. F. Du Chaillu, 1889. The Hansa THE HANSA TOWNS, H. Zimmerman, 1889. CAMBRIDGE MODERN HISTORY, Vols. I and II. Dutch Sea Power Ruth Putnam, 1898-1912. HISTORY OF COMMERCE IN EUROPE, W. H. Gibbins, 1917. THE SEA BEGGARS, Dingman Versteg, 1901. H. H. Frost, U. S. Naval Institute Proceedings, January, 1919.

"She'll never be so amiable as her dear mother," she said. "Why!" suddenly changing her tone to one of surprise, "isn't that Mr Oswald?" "Yes, I think so," said Mrs Winn, gazing after the spring-cart which had passed them rapidly. "What then?" "He had a child with him," said Miss Gibbins impressively. "A child with fair hair, like Prissy Goodwin's, and they came from the station.

The list of directors contained, among others, the names of Charles Shaw, William Chance, Frederic Ledsam, Joseph Gibbins, and John Mabson. The shares were readily taken by the public, and on September 1st, 1829, the company commenced operations on the premises of Gibbins and Lovell.

Mrs Hunt smiled, and looked pleasantly round on her assembled guests, but did not make any other answer. "Although I was only saying this morning, there's very little Mrs Forrest can't do if she makes up her mind to it," resumed Miss Gibbins, the lady who had first spoken. "Look at all her arrangements at Waverley!

"She wore grey cashmere," said Miss Gibbins, reflectively, "and a little white bonnet. And the sun streamed in upon her through the painted window. I remember thinking she looked like a dove. I wonder if the child is like her."

Gibbins, in his description of the conditions of the child workers in the early years of the nineteenth century ends with the remark, "One dares not trust oneself to try and set down calmly all that might be told of this awful page of the history of industrial England."

"Between ourselves," said Miss Gibbins, sinking her voice and glancing to the other end of the room, where Mrs Crow's black bonnet was nodding confidentially at Mrs Hunt, "dear old Mrs Crow is rather narrow-minded. I should think the presence of the Vicar at the readings might satisfy her that all was right." "The presence of any clergyman," began Mrs Hurst, "ought to be sufficient warrant that "

On New Year's Day, 1827, the Branch Bank of England commenced business in Birmingham, occupying the premises of the defunct firm of Gibbins, Smith, and Goode, in Union Street, now the Gas Offices of the Corporation. The first manager was Captain Nichols, who brought with him, from the parent bank, a staff of clerks.