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Updated: May 20, 2025
17 As a depositary is not answerable for the safe keeping of the thing deposited, but only for fraud, and, if it is stolen, is not compellable to make restitution by action of deposit, he has no interest if it is lost, and therefore the action of theft is maintainable only by the depositor.
Yet must not the bank of England bear the brunt of all this forgery, and account for its stock to that innocent depositor? Old Mrs.
The wires to New York were tapped again, and Beth was presently a local bank depositor with a credit of twenty thousand dollars. In a quiet, effective manner, Glen then went to work to secure a surveyor on his own account, or rather at Beth's suggestion. With the fact of young Kent's advent in the town Van was early made acquainted.
In connection with the railway stations, wherever I traveled in Europe, there are "cloak-rooms," in which the baggage of the travelers is stored away. It costs 1 to 2 cents to have a package, parcel, umbrella or satchel deposited into one of these, and then the depositor receives a receipt or check for his luggage, which he must present when he wishes to have it again.
I am a sincere believer, however, and go home light-hearted, with a certified check written by the Recording Angel on my conscience for that amount, passed to my credit in the bank where thieves break not through nor steal, it being no more accessible to them than to the depositor, which is a comfort to the latter. The first year I net from my chairs and tables two thousand dollars.
This is problematical, but certainly a skilful bank teller can hardly be deceived by the forgery of a name of a well-known depositor. A banker should accustom himself to scrutinize closely the signatures of those with whom he deals.
At this time also, Post Office officials attend at the works, and enter the amounts to the credit of each depositor, issuing new Post Office Savings books where necessary. This system secures absolute privacy for the permanent savings, and places the fund upon a secure basis.
This applies to banks, railroads, and incorporated manufacturing establishments. Savings banks are taxed lightly. Every depositor is liable for a personal property tax proportioned to the amount of his credit.
The depositor, the Secretary further told me, had religiously kept the old gun, and, with a curious, simple strictness of adherence to the spirit of his father's directions, had oiled the lock, picked the flint, wired the touch-hole, and put in fresh priming, when he brought the weapon to the Library.
The joys of the rich depositor, the anguish of the bankrupt are nothing to them; the stream of people coming in and going out is as steady, continuous a thing to them as a blowing wind or a running river to ourselves; all they know or care about is that they have a trifle more weight of books and clerks and bullion than they once had, and that this hinders them somewhat in their effort after a permanent settlement.
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