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Updated: May 22, 2025
An article on gasoline-propelled railway coaches, for The Illustrated World. A short contribution on scientific municipal management of public utilities in a small town, for Collier's. A character sketch about a local philanthropic money lender, for Leslie's and the Kansas City Star. An account of the Kansas Amish, a sect something like the Tolstoys, for Kansas City, St.
If the ship be lost the lender loses his whole money; but if it returns in safety, then he shall receive back his principal, and also the premium stipulated to be paid, however it may exceed the usual or legal rate of interest." which I do not yet understand, but do believe there may be something in it of great profit.
The borrower must, in addition to the repayment of the loan, indemnify the lender for any damage he had suffered. The measure of the damage was the difference between the lender's condition before the loan was made and after it had been repaid in other words, he was entitled to compensation for the difference in his condition occasioned by the transaction id quod interest.
As for me, I believe in your future, and I have proved it by my proposition; but, unfortunately, I am only an intermediary, and not the lender of money." Caffie emphasized the words, "my proposition," and underlined them with a glance; but Saniel did not appear to understand. "And the upholsterer's summons?" he asked. "You may be easy on that point. I have attended to it.
It could not be lost sight of, however, that in fact there might be a risk of the loan not being repaid through the insolvency of the borrower, or some other cause, and the question arose whether the lender could justly claim any compensation for the undertaking of this risk.
I went straight off to the lender. It was a fellow called Crowther; he lived in Dean Street, Soho; in a window on the ground floor there was a card with "Sums from One pound to a Hundred lent at short notice." I was lucky enough to find him at home; we did our business in a little back room, where there was a desk and a couple of chairs, and nothing else but dirt.
The farmer must wait till he has sold his crops, both for the reward of his own labor and for the repayment of the wages he advances in the meantime to his laborers. Or, if he cannot afford to wait, and borrows in anticipation of the harvest, then the lender must wait, until the farmer, having sold his crop, is able to repay him.
His honour was the anxious delicacy of a christian, who regarded his soul as a sacred pledge, that must some time be re-delivered to the Almighty lender; his benevolence, a circle, in which self indeed might be the centre, but, all that lives was the circumference.
Now came into existence an entire new class of philanthropists; men who were ever ready to lend their money to such of the needy as possessed property, taking judgment bonds, mortgages, and other innocent securities, which were received because the lender always acted on a principle of not lending without them, or had taken a vow, or made their wives promises; the end of all being a transfer of title, by which the friendly assistant commonly relieved his dupe of the future care of all his property.
Luke Dawson, lender of money on mortgages, owner of Northern cut-over land, was a hesitant man in unpressed soft gray clothes, with bulging eyes in a milky face. His wife had bleached cheeks, bleached hair, bleached voice, and a bleached manner.
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