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Updated: May 22, 2025
He then announced himself as Captain Macbeth, whose battery had just been captured; and said that he remembered me when I used to visit his father's house, in Charleston. I inquired about his family, and enabled him to write a note to his mother, which was sent her afterward from Goldsboro'. I have seen that same young gentleman since in St. Louis, where he was a clerk in an insurance-office.
For be had resolved to go forth into the world and make his fortune, not to encumber his poor mother with his support any longer. He was going, probably, to New York, to be a clerk or an errand-boy in some dry-goods store, or banking-house, or insurance-office.
" That it appears by a document framed in the insurance-office of Bombay, that the rate of premium from Bombay to China, and from China to Bombay, from the year 1708 to 1805, fluctuated between twelve, ten, nine, and eight per cent.; while, during the period of Sir Edward Pellew's command, from 1805 to 1808 inclusive, it has stood at eight per cent., with a return of three per cent., if sailing with convoy, and at five per cent., if warranted with convoy: the rate of insurance has, therefore, been fifty per cent, lower on the commerce of the port of Bombay during Sir Edward Pellew's command than at any former period.
These were the old Tory ministers, who took such wise and safe precautions against fire, that an insurance-office was never needed. “Not so now,” quoth John; “’od! rabbit it, they’ve got their climbing boys, who are always bleating and bawling, for the neighbourhood to look at them and yet, devil a bit of good they do the whole time.” And now, who are these? you would ask.
Yes, heated; and yet, once more, came the sudden chill. Once more that same low but now awful voice spoke in my ear: “Go in!” it said. I endeavored to resist the spell, and yet I felt that resistance was in vain. Fortunately, as it seemed to me, the thought crossed my mind that an old acquaintance was a clerk in that same insurance-office.
I was not destined to go very far, however. Before long the object of my absurd chase entered a well-known insurance-office. I stopped at the door of the establishment. I had no business within, why should I continue to follow? Had I not already been making a sad fool of myself by my ridiculous conduct? These were my thoughts as I stood heated by my quick walk.
We are glad to find money for our clients at a legal rate of interest, and the most moderate rate feasible. But then there must be security, and the best security. But here we must not conceal it from ourselves, my lord, we have no security whatever. At this moment your lordship has no property. An insurance-office might do it with a policy.
He then announced himself as Captain Macbeth, whose battery had just been captured; and said that he remembered me when I used to visit his father's house, in Charleston. I inquired about his family, and enabled him to write a note to his mother, which was sent her afterward from Goldsboro'. I have seen that same young gentleman since in St. Louis, where he was a clerk in an insurance-office.
His note-books impair his memory; his libraries overload his wit; the insurance-office increases the number of accidents; and it may be a question whether machinery does not encumber; whether we have not lost by refinement some energy, by a Christianity entrenched in establishments and forms some vigor of wild virtue. For every Stoic was a Stoic; but in Christendom where is the Christian?
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