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Of the total income of $2,000, the $550 represents 27-1/2% divided as follows: 18-1/2% for rent; 9% for savings. In about twelve years the loan is paid off, and the home owned free and clear. Zoning and What it Means to the Home By DR. JOHN M. GRIES Zoning helps home owners by establishing residential districts from which garages, and business and factory buildings are excluded.
Louis "it was found that residences tended to follow the residence districts, and did not even attempt to seek locations in industrial or unrestricted areas. Except commercial buildings which were built partly in commercial and partly in industrial districts, the development of St. Louis is said to be fitting itself very closely to the zoning plan.
It is essentially a neighborly proposition, and there should be neighborhood meetings to explain it and gather suggestions. The purpose of a zoning ordinance is to insure that growth, instead of taking place sporadically and wastefully, should go on in an orderly way in response to generally recognized needs, and with due notice to all concerned.
About 70 cities and towns have adopted zoning ordinances since 1916, and the idea has worked well. Reliable authorities declare that "the New York zoning regulations have prevented vast depreciation in many districts and effected savings in values amounting to millions of dollars in established sections."
Accordingly the time is ripe for this revival to afford an opportunity to our people to look to more homes and better ones, to better, more economical and more uniform building codes, and to universal establishment and application of zoning rules that make for the development of better towns and cities.
At the same time it protects him from unreasonable injury by neighbors who would seek private gain at his expense. "Zoning regulations differ in different districts according to the determined uses of the land for residence, business, or manufacturing, and according to the advisable heights and ground areas. "But these differing regulations are the same for all districts of the same type.
There they will find, that, in colonizing and humanizing the face of the world, in zoning it with railroads and telegraph-wires, in bridging its oceans with clipper-ships, and steamboats, and in weaving, forging, and fabricating for it amid the clang of iron mechanisms, they are only following out the original bent of the race, and travelling in the wake of Thor the Hammerer.
It avoids the error of trying to apply exactly the same building regulations to every part of a city or town regardless of whether it is a suburban residence section or a factory district, or a business and financial center. "Zoning gives everyone who lives or does business in a community a chance for the reasonable enjoyment of his rights.
They treat all men alike." But the benefits of zoning are not confined to safeguarding the home and its surroundings. It can reduce losses due to topsy-turvy growth of cities, and cut the cost of living. Every year millions of dollars are wasted in American cities from the scrapping of buildings in "blighted" districts.
In the words of the Advisory Committee on Zoning appointed by Secretary Hoover: "Zoning is the application of common sense and fairness to the public regulations governing the use of private real estate. It is a painstaking, honest effort to provide each district or neighborhood, as nearly as practicable, with just such protection and just such liberty as are sensible in that particular district.
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