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Updated: October 22, 2025
At that instant there were three knocks at the door, and, stepping out to see who was there, the money lender found himself in presence of his fate. His little Bible was in a coat on a nail, and the bigger one was on his desk. He was without defence.
Cities and kings were now to be the recipients of loans and, if the lender occupied a political position that seemed inconsistent with the profession of a usurer, his personality might be successfully concealed under the name of some local agent, who was adequately rewarded for the obloquy which he incurred in the eyes of the native populations, and the embarrassing conflicts with the Roman government which were sometimes entailed by an excess of zeal.
Although, therefore, no price could be paid for a loan, the lender must be prevented from suffering any damage from making the loan, and he might make good his loss by virtue of the implied collateral contract of indemnity, which we discussed above when treating of extrinsic titles.
He stood with his chin in his hand, a frown on his face. "Mansus," he said, "suppose there were three people here, Lexman, the money lender and a third witness. And suppose this third person for some reason unknown was interested in what took place between the two men and he wanted to watch unobserved.
"Symeon," he said, "I have something to say to you." "What is it, Teacher?" asked the Pharisee. "There was once a man who loaned money," said Jesus. "One of his debtors owed him two hundred and fifty dollars; another owed him twenty-five dollars." The guests were listening closely. "Neither of these men could pay back the money, so the lender said to both of them: 'I forgive you your debts.
As well might the border farmer have engraved his name and address on the collars of his grazing herds, in the hope that the riever would respect this symbol of authority. The history of book-plates is largely the history of borrower versus lender. The orderly mind is wont to believe that a distinctive mark, irrevocably attached to every volume, will insure permanent possession. Mr.
The bottom of it all is, that he is intending to get money by them; and it is not for him that gets money by them to offer the least inconvenience to them by whom he gets it; but he is to consider, that, as Solomon says, 'The borrower is servant to the lender, so the seller is servant to the buyer.
Gratitude and ingratitude in business transactions are meaningless terms. The lender gets his profit as well as the borrower, usually before the borrower. If Italy has needed German capital, Germany has needed the Italian markets and Italian industries for her capital. The Germans surely have used Italy as their commercial colony.
It taxes both the lender and the borrower on the same property and the latter has to pay for both. It must be remembered that such securities are not wealth per se, any more than a cook-book is a square meal they are merely evidences of ownership.
However, he is bound to make some compensation according to the condition of persons and things. Later in the same article we are told that 'he that has money has the profit not actually, but only virtually; and it may be hindered in many ways. It seems quite clear from these passages that Aquinas admitted the right to compensation for a profit which the lender was hindered from making on account of the loan; but that, in the circumstances of the time, the probability of making such a profit was so remote that it could not be made the basis of pecuniary compensation.
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