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Updated: June 5, 2025


Had you listened to the sanguine manufacturer your head would have grown giddy with his magnificent proposals, as Allcraft's had, to the cost of his unhappy self, and still unhappier clients.

His plans we already know his success has yet to be discovered. Abraham did not die intestate. He left a will, bequeathing to Michael, his son and heir, a rotten firm, a dishonourable name, a history of dishonesty, a nest of troubles. Accompanying his will, there was a letter written in Allcraft's hand to Michael, imploring the young man to act a child's part by his unhappy parent.

He repeated these words over and over again, and he received from his confidant assurance upon assurance of secrecy and unlimited devotion. And up to the period of Allcraft's return from France, the gentleman had every reason to rely upon the probity and good faith of his associate; nor in fact had he less reason after his return.

Mr Cutbill, the managing partner of the London house, received him with profound respect and pleasure. He listened most attentively to the stammering request, and put the deputation at his ease at once, by expressing his readiness to comply with Mr Allcraft's wishes, provided a note of hand, signed by all the partners, and payable in three months, was given as security for the sum required.

Later in the day, he heard of Allcraft's death and Bellamy's escape, and then he rushed into a chemist's shop and bought an ounce of arsenic; but after he had purchased it, he had not heart enough to swallow it. Enraged beyond expression knowing not what to do, nor upon whom to vent his rage it suddenly occurred to him to visit Mrs Allcraft, and to worry her with his complaints.

The place was a field, the first beyond the turnpike gate, and within a mile of the city. As soon as Michael made sure of the duel, he saw his confidential clerk. His name was Burrage. He had been a servant in the banking-house for forty years, and had known Michael since his birth. It was he who gave the newspaper into Allcraft's hands, on the first arrival of the latter at the bank that morning.

When Margaret reached her breakfast-room, she found a nosegay on the table, and Mr Michael Allcraft's card. He had called to make enquiries at a very early hour of the morning, and had signified his intention of returning on affairs of business later in the day.

The profits would enable him in time to pay off his father's liabilities, and if, in the meanwhile, it should be deemed expedient to borrow from his wife, he might do so safely, satisfied that he could repay the loan, at length, with interest. Such was the outline of Michael Allcraft's scheme.

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