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Updated: June 13, 2025
For several years after the establishment of that institution it dealt almost exclusively in local discounts, and during that period the country was for the most part disappointed in the consequences anticipated from its incorporation.
Somewhat paradoxically but who expects logic from the pulpit? the great Talmage declares, "I do not believe there is an infidel now alive who has read the Bible through." He offers a hundred dollars reward to any infidel "who has read the Bible through twice" which discounts his certainty that no infidel had read it through once.
At the first visit, your banker is tolerably glad to see you, he discounts your modest letter of credit, and pockets his two and a half per cent. with the best grace imaginable. If he wishes to be very civil, he offers you a seat, offers you a cigar, and mumbles in an indistinct tone that he will be happy to serve you in any way.
But for a number of years this business has not been so profitable as formerly, and not so many vessels have been employed. It has been intimated by evil-disposed persons that the capital stock of the Bank is getting reduced, and that it will ere long fail to make discounts or pay dividends.
Sitting on a stool and figuring discounts is business, and trading cheese-cloth for parrots is business too. A horse is an animal, and so's a potato-bug. But I take it where society is loose and business isn't a system, there's always chance for a man with natural gifts. But you're going to ask me: What for is all this mixture I've got aboard?
"I don't mean," said Freeling, "that we are to use the money. Let the shawl, or the diamond, or the what-not, be bought and paid for. We get the discounts for your use, not ours." "All very well," answered Mrs. Dinneford; "but how is that going to help you?" "Leave that to me. You get the notes," said Freeling. "Never walk blindfold, Mr.
Burton applied to the bank at Leeds, with which he usually did business, to discount an acceptance, guaranteed by one or two persons whose names he mentioned. The answer was the usual civil refusal to accept the proffered security for repayment "the bank was just then full of discounts."
Then there are the fines imposed to secure faithful work, the per capita commission paid on the labor sent in by the engineers, the discounts on time-checks, the weekly hospital and insurance dues collected from the men. All those things amount to a good round profit on a contract like ours." "To about how much, in figures, should you say?" queried Ford, with an air of the deepest interest.
I do not think there is much weight in this argument, since, under Sir Edward's plan, the note issue could only be increased against discounts, and the Bank, by the charge that it made for discounts, would still be able to control the situation.
"For certain natures, stained with moral atrophy, it is far sweeter to hope for that which will be produced without pain. "One begins by accelerating this achievement, so earnestly desired, by using all the will-power, and one becomes accustomed progressively to regard desires as a reality, and, aided by indolence, man discounts in advance an easy success.
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