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Updated: June 14, 2025
The mortgagees, as they kneel in prayer in their long frock-coats, feel that they have built upon a rock. It is a beautifully appointed church. There are windows with priceless stained glass that were imported from Normandy, the rector himself swearing out the invoices to save the congregation the grievous burden of the customs duty.
But by the new institute of the rights of men, the only persons who in equity ought to suffer are the only persons who are to be saved harmless: those are to answer the debt who neither were lenders nor borrowers, mortgagers nor mortgagees. What had the clergy to do with these transactions? What had they to do with any public engagement further than the extent of their own debt?
He had run out his fortune by these and other extravagances, and was at forty in one of the most uncomfortable positions in which a man can find himself, with the external appearance of large estates and an established and important position, but in reality with scarcely any income at all, just enough to satisfy the mortgagees, and leave himself a pittance not much more than the wages of a gamekeeper.
The purchasers or mortgagees were in general churches and convents, so that the slaves, thus alienated, obtained at least a preferable servitude.
In the case of the majority, the debts are inherited with the estates, and often the debts are more than the estates are worth. Thus it happens that a large part of the lands of England are at this moment the property of mortgagees and money-lenders. The greatest men have been in debt. It has even been alleged that greatness and debt have a certain relation to each other.
With the exception of an annual visit to Lord Grandison, the Armine family never quitted their home. Necessity as well as taste induced this regularity of life. The affairs of Sir Ratcliffe did not improve. His mortgagees were more strict in their demands of interest than his tenants in payment of their rents.
Besides the mortgagees, creditors from half the capitals in Europe sent in their claims; and all the movable effects transmitted to Alain by his father's confidential Italian valet, except sundry carriages and horses which were sold at Baden for what they would fetch, were a magnificent dressing-case, in the secret drawer of which were some bank-notes amounting to thirty thousand francs, and three large boxes containing the Marquis's correspondence, a few miniature female portraits, and a great many locks of hair.
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