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Malpas's estate exceeded its assets and the Tiger mortgaged up to its value! The creditors were not angry; they attributed the state of affairs to illness and the absence of male control, and good-humouredly accepted what they could get. None the less, Nina, the child of luxury and sloth, had to start life with several hundreds of pounds less than nothing.

Malpas's father died, and Mrs. Malpas became the absolute mistress of eight thousand pounds. Lemuel had carefully foreseen this windfall, and wished to use the money in enterprises of the earthenware trade. Mrs. Malpas, pretty and vivacious, with a self-conceit hardened by the adulation of saloon-bars, very decidedly thought otherwise.

He determined thenceforward to forget her completely. Mrs. Malpas's prettiness was of the fleeting sort. After Nina's birth she began to get stout and coarse, and the nostalgia of the saloon-bar, the coffee-room, and the sanded portico overtook her. The Tiger at Bursley was for sale, a respectable commercial hotel, the best in the town.

She went on: 'You know, my dear, it won't be even out of my way, as I have to call at Mr. Malpas's office, and I can go there from the hotel in Regent Street. This was all news to Stephen. She did not know that her aunt had intended going to London; and indeed she did not know of any business with Mr. Malpas, whose firm had been London solicitor to the Rowlys for several generations.