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Updated: May 17, 2025


Well, money when you come to think of it, is its very existence to such an institution; it was not to be wondered at that the twelve men around the long table in the directors' room of the Van Ness Avenue Savings Bank found this a life or death matter. "How much ?" began heavy-set, heavy-voiced old Anson, down at the lower end, but stuck and got no further.

But of this he invariably gave each one who applied for a loan an offensively plain warning. He was a middle-sized, broad-chested, black-eyed man, muscular, passionate, blasphemously profane, heavy-voiced, had a remarkable command of language, and when angered his eyes seemed to shoot lightning, and he would gesticulate with great energy.

It was, indeed, dreadful. If I could have had my way at just that moment, it would have gone hard with "Mrs. B." and "Allie" and heavy-voiced Joe, too. But I hid my feelings. "There's nowhere else to go," said I, "except the brougham." She sank helplessly into her chair. A few minutes more of silence, and there was a rustling on the stairs.

It was, indeed, dreadful. If I could have had my way at just that moment, it would have gone hard with "Mrs. B." and "Allie" and heavy-voiced Joe, too. But I hid my feelings. "There's nowhere else to go," said I, "except the brougham." She sank into her chair. A few minutes more of silence, and there was a rustling on the stairs.

They might employ "fallen women" as laundresses and teach them also expert mending of linen. To all of which Ernestine smiled as one would at the fancies of an engaging child. She said at the end in her heavy-voiced way: "I don't know how it is in Europe, but in this country you don't make money that way.

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