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Updated: September 22, 2025
"Well, we were over-insured on our outward passage. An accident then might ha' put thousands in your pocket, I know. Coming back, though, the cargo was worth more than the insurance, I reckon. You'd ha' been out o' pocket if we'd foundered. It would ha' been a case o' the engineer hoisted on his own Peter, as Shakspere says." "We take our chance of these things," the merchant said with dignity.
It was an understood thing. She was over-insured and scuttled in the Bahamas. It was a put-up job, and I reckoned I was well out of it." "But there was a passenger! What of him?" demanded the consul anxiously. "Dnnno! But I reckon he got away. There wasn't any of the crew lost that I know of. Let's see, he was an engineer, wasn't he?
They can't well dispose of it. It will be a waiting game. I daresay the watchman knows more than he cares to tell. And so the picture was insured over-insured, too, for I don't believe it would have brought ten thousand pounds. That's rather an interesting fact.
I'm careful, steady as any man can be, but no owner would trust me with a ship now, unless she was a back number, an' over-insured. Even then my luck would follow me. I 'd bring that sort of crazy old tub through the Northwest passage. So I'm first mate, an' first mate I'll remain till my ticket gives out." A good deal of this was Greek to Elsie.
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