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Creamer, Crustback & Company are out with us; the Wentworths have pulled out; so have Kestrel and others. Your deals and corners have cost me a fortune. I tell you that unless we pull through that deal down yonder, and unless we get that railroad to earning something, so as to get a basis for rebonding, you'll find yourself wishing you had my 'damned money."

Creamer of Creamer, Crustback & Company, Capitalists, a tall, broad-shouldered man, with a strongly cut nose and chin and keen, gray eyes, that, through long habitude, weighed chances with an infallible appraisement, to whom Keith had a letter from an acquaintance, one of those casual letters that mean anything or nothing, informed him frankly that he had "neither time nor inclination to discuss enterprises, ninety-nine out of every hundred of which were frauds, and the hundredth generally a failure."

Rhodes was having with one of the leading belles of the town, Miss Harriet Creamer, the daughter of Nicholas Creamer of Creamer, Crustback & Company. Ferdy had received that day a letter from his mother which stated that Louise Caldwell's mother was making a set at Norman for her daughter. Ferdy's jealousy was set on edge, and he now began to talk about Norman.

It was also one of the most expensive. It had broken its owners to run it. But this was nothing to Creamer of Creamer, Crustback & Company; at least, it was nothing to Mrs. Creamer, or to Mrs. Rhodes, who was her daughter. She had plans, and money was nothing to her.

Grinnell Rhodes now lived in England, dancing attendance on his wife, the daughter of Mr. Creamer of Creamer, Crustback & Company, who was aspiring to be in the fashionable set there. Matheson, the former agent of the Wickershams, with whom Ferdy had quarrelled, had gone back to England, and had acquired a reputation as an expert.