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This rate is not excessive, so long as public opinion allows the borrower from time to time to slay the lender; but modern administration calls that riot and murder. Some years ago, therefore, there was established a State-guaranteed Bank which lent to the cultivators at eight per cent, and the cultivator zealously availed himself of that privilege.
Here the gentlemen who propose to be kept by their neighbours are our helpful allies. They have succeeded in making uneasy the class immediately above them, which is the English working class, as yet undebauched by the temptation of State-aided idleness or State-guaranteed irresponsibility.
The matter interested me directly, because I held five hundred pounds worth of shares in that State-guaranteed Bank, and more than half our clients were small men of less than five acres.
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