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Updated: May 18, 2025


Bank-directors overdrew their accounts with perfect impunity to a large amount; and the whole Colony seemed intoxicated with the fond notion that the Banks would never fail them, and that, in those fountains, they would at all times find a never-ending supply of "the needful." In the midst of this mad career, the day of reckoning came suddenly upon them.

They rouse the local passions, and the blind democratic instinct of the country to aid their cause; and they assert that the bank-directors form a permanent aristocratic body, whose influence must ultimately be felt in the government, and must affect those principles of equality upon which society rests in America.

Ellis was not favourably disposed towards Gertrude; and Gertrude was not yet prepared to love Mrs. Ellis very cordially. Emily sat alone in her room. Mr. Graham had gone to a meeting of bank-directors. Mrs. Ellis was stoning raisins in the dining-room. Willie detained Gertrude in the little library, and Emily was indulging in a long train of meditation.

He would not admit to himself that any number of bank-directors in Glasgow or elsewhere had the power to harm him. Moreover, when, after waiting a considerable time to see how things would go, he went to Greenock to consult the solicitor who had written to him, and to whom he was known, this stubborn pride and independence came out more strongly than ever.

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