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Recently, I submitted to the Congress my Administration's recommendations for the phased liberalization of restrictions on geographic expansion by commercial banks. Last year the Administration and financial regulatory agencies proposed legislation to permit the interstate acquisition of failing depository institutions.
This convention has been pending before the Senate for two years; I hope the United States this year will join the other nations of the hemisphere in ratifying a convention which embodies principles that are our tradition. The trend in favor of democracy has continued. During this past year, Peru inaugurated a democratically elected government. Brazil continues its process of liberalization.
This I mention as illustrating the spirit of her legislation; and, even in this case, the reader must carry along with him the peculiar distinction which I have pressed with regard to English universities, in the existence of a large volunteer order of students seeking only the liberalization, and not the profits, of academic life.
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