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Updated: June 10, 2025


As all this narrative is taken from Pen's own confessions, so that the reader may be assured of the truth of every word of it, and as Pen himself never had any accurate notion of the manner in which he spent his money, and plunged himself in much deeper pecuniary difficulties, during his luckless residence at Oxbridge University, it is, of course, impossible for me to give any accurate account of his involvements, beyond that general notion of his way of life, which has been sketched a few pages back.

I am too well aware that when, in the inscrutable decrees of Fate, you were reserved for me, it is possible you may have been reserved for one, destined, after a protracted struggle, at length to fall a victim to pecuniary involvements of a complicated nature. I understand your allusion, my love. I regret it, but I can bear it. 'Micawber! exclaimed Mrs. Micawber, in tears. 'Have I deserved this!

The downward course of a fall that takes many waters till it rushes irresistibly is not the course of any life. Yet it is true that our destiny is of our own weaving. Carlo's involvements cast him into extreme peril, almost certain death, unless he abjured his honour, dearer than a life made precious by love.

He did not mean, of course, that this was the maximum of possible mental labor, but only of wise and desirable labor. In later life, driven by terrible pecuniary involvements, he himself worked far more than this. Our own time and country afford a yet more astonishing instance.

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