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Updated: May 17, 2025
These were the bases of the rates adopted by the Health-Assurance companies in New England, and their experience shows that the amount of sickness in these Northern States is about the same as, if not somewhat greater than, that in Great Britain, among any definite number of men. The rate of mortality is more easily ascertained, and is generally calculated and determined in civilized nations.
But the experience and calculations of the Friendly Societies of Great Britain, and of other associations for Health-Assurance there and elsewhere, afford sufficient data for determining the proportion of time lost in sickness by men of various ages. These Friendly Societies are composed mainly of men of the working-classes, from which most of the soldiers of the British army are drawn.
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